Do we need a US-style retirement savings system?
The federal Opposition has mused about a US-style retirement plan for Australia but although self-managed super funds are far from perfect, do we really need America’s so-called 401(k)?
Our Team
Latest
The trap for couples hidden within the new super tax
Although Australia doesn’t have one, changes being made by Canberra to our superannuation are creating a quasi-inheritance tax system. Here’s what you need to know.
The EV v hybrid dilemma: why there is a clear winner
After crunching the numbers and owning both an EV and a hybrid, it’s clear why one comes out on top.
New data reveals how much the new super tax will cost investors – here’s what to do
The controversial new super tax has passed the lower house of parliament without any amendments and so investors need to be prepared.
How renters can use the system to their advantage
Capital gains tax and negative gearing may not be the enemy of renters trying to get on the property ladder.
The retirement income sweet spot — and how to hit it
A retiree with $400,000 in super can out-spend someone who has $1m yet have a higher annual income. It’s all about targeting the age pension sweet spot and here’s how to do it.
Why hunting your lost super is a worthwhile pursuit
If you have changed jobs, moved house or switched email addresses you could be one the millions of Australians owed $17.bn in ‘lost’ super. Here’s the easiest way to find it.
How retirees can keep the good cash times rolling
It is a great time for retirees holding cash investments. With rate cuts ahead, here’s what they can do to maintain higher returns.
‘Rentvestors’ have chance to become ‘homevestors’
The tide is turning in regards to purchasing a home, financial planner James Gerrard says, as he advises renters to act quickly, before it’s too late.
Why top investment managers are focused offshore
Wall Street and China are the top targets for sharemarket investors as small-cap stocks move up to take first place among this year’s favourite sectors.
Original URL: https://www.theaustralian.com.au/author/james-gerrard/page/3