Why tax on super’s unrealised gains will drive the rich offshore
Activist fund manager Geoff Wilson says federal Labor’s planned super tax will have enormous unintended consequences and he believes there is a better way forward.
Wealth
SMSFs eye bumper year as big super lurches from crisis to crisis
More Australians are taking back control by setting up SMSFs as major funds battle service failures and lax cyber security.
Is the Wall Street rebound for real or a dead cat bounce?
Stagnant GDP, corporate distress, consumer panic and supply chain chaos increase the likelihood of Trump relenting on tariffs so there’s a contrarian opportunity to invest in a potential rally.
Inheritances under strain amid more marriage break-ups
Older Australians are not only wealthier – they are increasingly likely to divorce – here’s what to do.
How much prices have climbed under Labor
Living costs have surged since Labor took power three years ago. See the list of what has increased the most.
HESTA customers ‘imprisoned’ by super fund blackout
Industry super fund HESTA’s seven-week tech shutout of its customers exposes them to the vulnerabilities already identified in an industry battling issues of transparency.
Bank account mistakes that will weaken your wealth
Looming interest rate cuts are piling pressure on Australians to check their deposits. Here are the most costly errors we make.
This investment’s popularity has grown despite stockmarket turmoil
Investors pumped more money into a fast-growing financial product even as shares tumbled earlier this month. Here’s why.
How property tax changes would trigger higher rents
Independent research has revealed that cutting capital gains tax benefits for property investors would not only increase costs for landlords, but also for tenants.
Thanks for the memories: Using your super to treat the kids
Some retirees are hoarding big super balances that get left to their kids. But others are splashing out on holidays for the family to leave lasting memories instead of a big inheritance cheque.
Rate cuts, equity uncertainty help revive property play
The housing market is ripe with action, but there’s a new kind of investor – not the wealthier older Australian, rather the younger ‘rentvestor’.
A battery back-up for home solar is appealing but is it cost-effective?
Federal Labor has pledged upfront subsidies for battery backups to domestic solar systems but even with all the assistance, is it worth the outlay? James Gerrard crunches the numbers.
Cash is king when it’s used effectively
Cash usually offers poor long-term investment returns – but when it comes to making the most of a market opportunity, it’s a winner.
The best places to invest for income
Volatility in global financial markets has made income more valuable for investors, but what are the best options?
Buy and hold investing won’t survive the Trump 2.0 era
The smart money says Donald Trump’s protectionist policies have shattered a well-worn investing strategy.
Tripled deeming rate clouds new super tax
A refreshed plan by Labor in the next parliament for a new tax on superannuation savings could mirror the ‘deeming rate’ for pensioners – but the rate would be three times higher.
Why women are front and centre at this money advisory firm
Bree Fraser’s grandmother thought men were more important than women, but that didn’t stop her climbing the corporate ladder with top jobs at Andrew and Nicola Forrest’s Tattarang and Minderoo Foundation. And now, she’s running her own advisory firm.
Investors beware the property trap because the tax office is watching
When it comes to a revival in property prices the stars have aligned, but even as improved valuations tempt more back to the market the ATO has been financially boosted to target the sector.
Cash rules: How the rich are riding out a rocky market
As an investor it’s always worth knowing what the big money is doing, and right now that means building up cash reserves to ride out market turmoil.
There’s no better time to join the gold rush
The conditions are perfect for investing in gold and experts are united in calling it a ‘buy’. Here’s how to get started.
The best property trusts for bargain hunters to buy now
Tariff mayhem means private credit funds and real estate investment trusts are selling at decent discounts. Here are the best ones for long-term investors to make an opportunistic play.
Be warned, small home deposits are very risky
With just a 5 per cent deposit, first-home buyers face heightened risks and higher mortgage rates.
Want to be a property investor? Ask these 10 questions first
Investing in real estate is a cornerstone of wealth for a majority of Aussies, but before getting started you should ask yourself this.
SMSFs need to lift their game on cybersecurity
The spectacular cyber attack on super was aimed at larger funds – but SMSFs are equally exposed to new risks – here’s what to do.
Markets will recover, but do you have time for that?
Are we looking at a crash or a V-shaped recovery? Learn the six things every investor should know.
Tariffs or not, value always wins in the end
We’ve seen markets behave similarly during Covid and the GFC, and good value stocks always retain their appeal — even if investors must be more discerning.
The most common inheritance mistakes and how to avoid them
Your inheritance planning is crucial, avoid these basic errors to help your nearest and dearest.
Investors win round one in the tariff turmoil… now what?
Advisers say don’t change your investment settings, but this does not mean bargain-hunting won’t pay handsomely — and this week it’s been very profitable.
Mum and dad investors jumped into a falling market … now the wait
Everyday investors – pumped up by big returns from the Covid-19 crash – are now making big bets on the tariff war.
Fortune favours those with the cooler heads
It’s well-worn but it is worth repeating Warren Buffett’s market advice to be greedy when others are fearful and to be fearful when others are greedy.
Is your money safer in property right now?
A price turnaround and the prospect of accelerated rate cuts puts residential property back in favour as share markets turn sharply negative.
Superannuation funds pledge to lift their game
Australia’s biggest super funds are promising to clean up their act in the wake of a scathing review that uncovered widespread failures in their handling of death benefits claims.
Pain at the supermarket: how to save money
Shopping hurts hip pockets more than ever but supermarkets are not price gouging. Here’s what you can do.
Collapse of builders is a wake-up call on private credit
Private credit fund managers have been hit by developer collapses and just as there are riskier and safer stocks on the sharemarket, so too is the risk profile of private credit funds.
How to tackle the global tariff war with ETFs
The gateway to global markets for many Australian investors has been ETFs – it’s time to review what you’ve got.
Keys to picking a rebounding suburb
After a rate cut and two positive months of nationwide price growth, property purchasers should focus on these six signs.
The three fatal flaws in Donald Trump’s tariff fantasy
Trump’s ideal of a self-reliant America is built on economically flawed assumptions. The plan really is bananas.
Cyber hack compounds the pain for Big Super that can lift SMSFs
Overexposure to US stocks, general poor behaviour and cybersecurity breaches have put Big Super under siege, but it’s now that self-managed super funds can shine.
How to deal with Donald Trump’s sharemarket slide
The worst stock market fall since Covid is worrying investors and superannuation savers, so what should you do?
Seven important tax tips for property investors
Cricket great Bill Lawry’s exclamation “it’s all happening” applies to real estate investors today, so don’t miss out on tax deductions.
Is your super fund a takeover target?
The current super fund merger frenzy is an unstoppable force and if you’re in a smaller fund, chances are it’ll be taken over. Here’s what you need to know.
Banks no longer on the nose as dividends put them back in vogue
Bank stocks led the ASX sell-off since the start of the year but they are now offering fully franked dividend yields of 7 per cent, making investors sit up and take notice.
Where’s my RBA rate cut? Blame Trump’s tariffs
Australia’s central bank is trying to war game how tariffs will impact inflation and global growth. The real answer is it doesn’t know.
Want to join the gold rush? Read this first
A golden run for the popular precious metal has sent it soaring to record highs, and investors seeking a slice have several options.
Have super funds walked into a market trap with Trump?
Your superannuation money is being poured into US shares just as Donald Trump threatens to up-end sharemarkets with his Liberation Day tariffs plan.
Customers should come first for super funds
The growth of superannuation fund operations has failed to match customer service needs. The result? Good service has fallen by the wayside.
What if you ran your household budget like Jim Chalmers?
The Treasurer’s latest federal budget was another big-spending monster, and carries a key lesson for Aussie individuals.
Should you buy into boring stocks right now?
Telstra, Woolworths, Coles and Origin Energy are among the companies that may be worth a closer look as share markets struggle.
Share tips amid Trump and federal election uncertainty
Headwinds are piling up for investors in the coming days and weeks. Here are our experts’ stock tips to buy, hold and sell.
What to do when your health insurance bills get out of control
The ‘3.7 per cent’ rise in private health insurance premiums is misleading as many funds have pushed across much larger increases. Here’s a guide for when it all gets too much.
The investor’s guide to the election
What’s in the election for investors? Quite a lot actually with stark differences emerging between the major parties on investment choices from pensions to superannuation.
Cracks showing in private credit
Money managers are spruiking the next evolution in private lending, but cracks are appearing just as retail investors step in.
Immigration’s impact on your money
Crowding the housing market or creating jobs and wealth for everyone? The migration debate will intensify in the weeks ahead.
Why sharing home ownership with the government is never risk free
Partnerships in property are never straightforward, especially when the collaboration is with the government, and the impending Help to Buy scheme could catch prospective homebuyers out.
10 things investors need to know about the budget
From selling and buying property to pension entitlements, super, student loans and tax, the devil is in the detail here.
Original URL: https://www.theaustralian.com.au/business/wealth