SMSFs need to lift their game on cybersecurity
The spectacular cyber attack on super was aimed at larger funds – but SMSFs are equally exposed to new risks – here’s what to do.
Wealth
Markets will recover, but do you have time for that?
Are we looking at a crash or a V-shaped recovery? Learn the six things every investor should know.
Tariffs or not, value always wins in the end
We’ve seen markets behave similarly during Covid and the GFC, and good value stocks always retain their appeal — even if investors must be more discerning.
The most common inheritance mistakes and how to avoid them
Your inheritance planning is crucial, avoid these basic errors to help your nearest and dearest.
Investors win round one in the tariff turmoil… now what?
Advisers say don’t change your investment settings, but this does not mean bargain-hunting won’t pay handsomely — and this week it’s been very profitable.
Mum and dad investors jumped into a falling market … now the wait
Everyday investors – pumped up by big returns from the Covid-19 crash – are now making big bets on the tariff war.
Fortune favours those with the cooler heads
It’s well-worn but it is worth repeating Warren Buffett’s market advice to be greedy when others are fearful and to be fearful when others are greedy.
Is your money safer in property right now?
A price turnaround and the prospect of accelerated rate cuts puts residential property back in favour as share markets turn sharply negative.
Is your money safer in property right now?
A price turnaround and the prospect of accelerated rate cuts puts residential property back in favour as share markets turn sharply negative.
Superannuation funds pledge to lift their game
Australia’s biggest super funds are promising to clean up their act in the wake of a scathing review that uncovered widespread failures in their handling of death benefits claims.
Pain at the supermarket: how to save money
Shopping hurts hip pockets more than ever but supermarkets are not price gouging. Here’s what you can do.
Collapse of builders is a wake-up call on private credit
Private credit fund managers have been hit by developer collapses and just as there are riskier and safer stocks on the sharemarket, so too is the risk profile of private credit funds.
How to tackle the global tariff war with ETFs
The gateway to global markets for many Australian investors has been ETFs – it’s time to review what you’ve got.
Keys to picking a rebounding suburb
After a rate cut and two positive months of nationwide price growth, property purchasers should focus on these six signs.
The three fatal flaws in Donald Trump’s tariff fantasy
Trump’s ideal of a self-reliant America is built on economically flawed assumptions. The plan really is bananas.
Cyber hack compounds the pain for Big Super that can lift SMSFs
Overexposure to US stocks, general poor behaviour and cybersecurity breaches have put Big Super under siege, but it’s now that self-managed super funds can shine.
How to deal with Donald Trump’s sharemarket slide
The worst stock market fall since Covid is worrying investors and superannuation savers, so what should you do?
Seven important tax tips for property investors
Cricket great Bill Lawry’s exclamation “it’s all happening” applies to real estate investors today, so don’t miss out on tax deductions.
Is your super fund a takeover target?
The current super fund merger frenzy is an unstoppable force and if you’re in a smaller fund, chances are it’ll be taken over. Here’s what you need to know.
Banks no longer on the nose as dividends put them back in vogue
Bank stocks led the ASX sell-off since the start of the year but they are now offering fully franked dividend yields of 7 per cent, making investors sit up and take notice.
Where’s my RBA rate cut? Blame Trump’s tariffs
Australia’s central bank is trying to war game how tariffs will impact inflation and global growth. The real answer is it doesn’t know.
Want to join the gold rush? Read this first
A golden run for the popular precious metal has sent it soaring to record highs, and investors seeking a slice have several options.
Have super funds walked into a market trap with Trump?
Your superannuation money is being poured into US shares just as Donald Trump threatens to up-end sharemarkets with his Liberation Day tariffs plan.
Customers should come first for super funds
The growth of superannuation fund operations has failed to match customer service needs. The result? Good service has fallen by the wayside.
What if you ran your household budget like Jim Chalmers?
The Treasurer’s latest federal budget was another big-spending monster, and carries a key lesson for Aussie individuals.
Should you buy into boring stocks right now?
Telstra, Woolworths, Coles and Origin Energy are among the companies that may be worth a closer look as share markets struggle.
Share tips amid Trump and federal election uncertainty
Headwinds are piling up for investors in the coming days and weeks. Here are our experts’ stock tips to buy, hold and sell.
What to do when your health insurance bills get out of control
The ‘3.7 per cent’ rise in private health insurance premiums is misleading as many funds have pushed across much larger increases. Here’s a guide for when it all gets too much.
The investor’s guide to the election
What’s in the election for investors? Quite a lot actually with stark differences emerging between the major parties on investment choices from pensions to superannuation.
Cracks showing in private credit
Money managers are spruiking the next evolution in private lending, but cracks are appearing just as retail investors step in.
Immigration’s impact on your money
Crowding the housing market or creating jobs and wealth for everyone? The migration debate will intensify in the weeks ahead.
Why sharing home ownership with the government is never risk free
Partnerships in property are never straightforward, especially when the collaboration is with the government, and the impending Help to Buy scheme could catch prospective homebuyers out.
10 things investors need to know about the budget
From selling and buying property to pension entitlements, super, student loans and tax, the devil is in the detail here.
Why you won’t run out of retirement money
Want to retire without financial fears? Here’s why you’ll probably need less money than you think.
Chalmers’ budget to set the battle lines on housing and super
The Albanese government isn’t finished with its pre-election moves to prove to voters it has distinct ideas on housing and superannuation.
How much your frequent flyer points are really worth
A majority of Australians are members of at least one frequent flyer program, but don’t realise their points are a valuable asset.
Anxiety about retirement and super rises on Trump tariff talk
Global economic and financial markets fear is adding to worries that are already eating into the minds of older Australians.
Two-month super fund blackout for HESTA members
Over 1.1 million HESTA super fund members won’t be able to switch investments or have contributions processed for two months. Here’s why.
Alternatives to buying bank shares
This week’s share tips columnists focus on a couple of finance stocks that could outperform Australia’s struggling banks.
Why gold could drop 25pc
Gold is due a pullback, but long-term investors should stay the course, even a 25pc reversal would only bring it back to where it was a year ago.
The deeming rate is a joke
Investors want incentives in next week’s federal budget, but the first big move from the government will look a lot like a pay-off.
How to know the true value of a property
There is one simple way to discover an accurate price of a piece of real estate, and it’s not what you think it should be.
Work longer, get richer? Not always
Working for longer should boost your income, but for some the pension system means it’s hardly worth it. Here’s how to find your retirement sweet spot.
Time running out for a pension boost from Britain
The UK state pension can be paid to many people in Australia, and a deadline looms to be able to buy years of extra payments.
Alarmed Australians putting their faith in military investments
Investors are rushing to buy ‘defence investments’ as surging military spending globally takes attention away from gold bullion.
Super versus the mortgage: where to put retirement savings
Home loans in retirement are increasingly common, and super can be used to repay them, but is denting your nest egg worth it?
Savings account interest crunched from several directions
Savers are being slugged with big penalties for failing to read fine print on bank deposits. Here’s what experts say they should do.
Super-worried grey army looms as key vote
Retirement issues like super taxes and a reset of the deeming rate could make or break the next election, as more people over 55 than ever before get ready to vote.
Golden rules to follow when share markets are suffering
As turmoil and uncertainty sweeps global financial markets, it’s wise to remember some key rules that can lessen the mental pain.
Share tips in a stock market slump
This week our Share Tips columnists have chosen large, quality companies as turmoil strikes Aussie and global stockmarkets.
Don’t worry, the ASX’s ‘Trump slump’ won’t last
Barefoot has two tips for getting through the sharemarket downturn: don’t check your share prices and whatever you do, don’t listen to forecasters.
Fundies line up as investors chase ‘defensives’
The lure of defensive investments is well timed for the many managers rolling out reams of new income-focused strategies. But some are riskier than others.
How to survive the thud as gravity drags Wall Street
The extraordinary price action among investments as diverse as bitcoin or Telsa had to come to an end, and here’s why.
Super scare: As markets tumble, is your super setting OK?
Sharemarket turmoil and a grim outlook for investment returns is prompting many to question what effect all this will have on their superannuation.
Trusting your partner to manage your super? Avoid these horror scenarios
Most SMSFs are run by a couple, and when one behaves badly, the consequences can last long after separation or divorce.
Original URL: https://www.theaustralian.com.au/business/wealth