NSW waterfront properties for sale under $1 million
The dream of owning a waterfront home could still be within reach – even for buyers without incredibly deep pockets.
With house prices on the rise again, waterfront living is a dream many Australians think is out of reach.
However there are pockets across NSW – some less than an hour from Sydney – where waterfront living is more achievable with prices below the $1 million mark.
They may not be on shores of our pristine beaches, however are scattered through the states scenic rivers, lakes and creeks.
Some have houses that need some love, while others are ready to move in – buyers just need to expand their searches further afield.
From St Georges Basin to the Tweed River, here are the 10 waterfront bargains on offer.
MACKSVILLE
It’s described as “the ultimate waterfront with boat ramp” and has a price guide of $850,000 – $900,000.
The property, at 36 Jellico St in Macksville, includes a renovated house with a deep water frontage to the Taylors Arm River along with an electric winch for boat launching.
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“Throw in a line, the crab pot or drop in the kayaks at your leisure, or just enjoy soaking up epic sunsets over the glistening water from the vast outdoor entertaining spaces at the rear,” the listing says.
The two to three bedroom house has an open plan living and dining area with water views, opening onto a rear entertaining deck with an outdoor kitchen and spa, along with a wood fireplace and fully fences yard.
SOUTH MURWILLUMBAH
This riverfront cottage at 181 Tweed Valley Way, has a price guide of $695,000 – $745,000.
The property is on the shores of the stunning Tweed River with a two bedroom house.
Features include a modern bathroom, retro style kitchen, entertaining deck and pontoon.
“If you are looking for a special property to enjoy a smorgasbord of water activities such as water skiing, wake boarding, paddle boarding and fishing or simply wish to just retire home and relax amongst gorgeous surrounds, then this is it,” agent David Stringer, of DJ Stringer Property Services, says.
“The attractive list price has been set by the motivated property owners, which offers a wonderful buying opportunity for the fortunate purchaser. Start planning your family Christmas lunch now!”
DORA CREEK
This property, at 74 Dora St, is on a waterfront reserve on Dora Creek north of Sydney.
The 1486 sqm is close to local amenities and has a two-bedroom cottage along with a single garage in need of renovation.
“Alternatively, knock down and rebuild the family home with a waterfront lifestyle in a quiet location,” the listing says.
“You’re only a short boat ride to the expanse of Lake Macquarie with boat ramp at the end of the street.”
No price guide has been made available, however the property came up on a realestate.com.au search among properties with a price under $1m.
TELEGRAPH POINT
This property, at 347 Rollands Plains Rd, is on just over an acre and backs onto Wilsons River close to Port Macquarie.
Priced at $840,000 – $870,000, it has a renovated cottage and detached studio with stunning gardens backing onto the natural riverfront.
The cottage has two large bedrooms, airconditioned living and dining and a covered terrace with spa.
Outside features a fire pit and entertaining pavilion.
DORA CREEK
Another waterfront property on the market for Dora Creek is 54 Baker St with a price guide of $860,000 – $920,000.
The Lake Macquarie property is on 677 sqm with a north-easterly aspect.
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“This affordable absolute waterfront provides an outstanding opportunity for those seeking to build their dream waterfront home or utilise the current low maintenance home for holidays or an Air BnB opportunity,” the listing says.
The property features a licensed and private jetty, approved DA for a second dwelling, one bedroom home and a timber deck overlooking the water.
BASIN VIEW
A large waterfront reserve with a price tag of $950,000 is on the market on the northern shores of St Georges Basin.
The property at 32 Harriss Ave is on 1352 sqm just a few metres to the waters edge.
“Enjoy your new peaceful lifestyle, the spacious back yard is a blank canvas, plenty of room for the kids to run around as well as your chickens and veggie gardens,” the listing says.
“Being only metres from your boundary to the water, enjoy many hours on and in the water, swimming, kayaking and paddle boarding.”
The two storey house has open plan living and dining, balcony with water views new floating floors, single garage and double carport.
MILSONS PASSAGE
A two bedroom house with “absolute waterfront” on three sides just north of Sydney is priced at $995,000.
The property, at 1 Milsons Passage, is accessible by boat and is five minutes from Brooklyn with its own jetty/pontoon and slipway.
The listing describes it as “the ultimate pick of locations” with an easterly aspect on 802 sqm.
The house has timber floors, cathedral ceilings, wood fire heater, renovated kitchen, fully fenced, landscaped yard and potential for a wraparound deck
“Along with two oversized bedrooms with built-in robes and a bathroom, this spacious home promises peace and privacy,” the listing says.
“Accessible only by boat, it is bordered by the Muogamarra Nature Reserve on two sides.”
COOMBA PARK
This house, spread over two blocks, is adjacent to the waterfront at Coomba Park on the Barrington Coast of NSW.
The 1116 sqm property, at 31-32 Coomba Rd, is priced at $599,000.
“Take advantage of this rare opportunity to purchase 2 blocks of land, 1 home and a great shed in this ideal location adjacent to the waterfront reserve in the heart of Coomba Park,” the listing says.
“Offering a combined land size of 1116m2 (approximately) this large lot will suit many buyers who need some space to expand and to accommodate all the toys or just have some space around them.”
The two to three bedroom house has a large kitchen, fireplace, sunroom and a large garage with a workshop.
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BROADWATER
A large riverfront block has hit the market in Broadwater – 20 minutes south of Ballina – with a price guide of $700,000 – $750,000.
The 1261 sqm property, at 24 Rileys Hill Rd, is described in “a stunning riverfront position” with a four-bedroom house.
“With some TLC it can be reimagined into an enviable family home. Blessed with a choice of spacious living areas, beautiful water frontage with boat ramp and easy access to Broadwater beach, Evans Head and Ballina,” the listing says.
Features include large front and rear yards, sunroom with views to Pelican Island, covered barbecue deck under-house storage capacity and double lock up garage.
SUMMERLAND POINT
This Lake Macquarie waterfront property has a price guide from $990,000.
The property, at 93 Kullaroo Rd Summerland Point, is on a reserve waterfront block with direct access to the shoreline.
“The view across the lake seems endless and the sunsets are stunning from this location,” she says.
“This property is perfect for those looking to build their dream home or enter the Lake Macquarie waterfront market.”
The house includes two generous bedrooms, two bathrooms, open plan living and drive through garage.
The agent says the house would be idea for an Airbnb or holiday letting, or a rebuild/renovation.
According the latest Proptrack Home Price Index, national home prices continued to stabilise in April after rising for the fourth consecutive month, rising 0.14 per cent.
The cumulative increase in 2023 is now 0.75 per cent.
Strong migration, tight rental markets and limited supply are offsetting the impact of rapid interest rate rises.
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Originally published as NSW waterfront properties for sale under $1 million
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