‘Nice to keep that money’: Annie Knight reveals how much she’s saving since rates dropped

Australia’s most sexually active woman has revealed the reality of trying to manage three mortgages and why she had to make a panicked call to her accountant.

Millionaire Annie Knight has revealed how much she’s saved on her mortgages since the rates finally came down last month.

The Reserve Bank of Australia reduced the official cash rate by 0.25 per cent, from 4.35 per cent to 4.10 per cent.

This week, the RBA announced that rates would hold, but RBA boss Michele Bullock said the future of rates “depends on what happens” going forward.

Ms Knight, 28, one of Australia’s most famous OnlyFans creators, has three mortgages, on three homes on the Gold Coast and earns around $2 million yearly.

She owns three properties. Picture: TikTok/ annieknight28

Annie Knight makes millions. Picture: TikTok/ annieknight28

The young Australian lives in one home, and the two other houses are rented out and negatively geared.

She admitted to news.com.au she can’t remember the exact amount she owes the bank, but roughly, she owes $200,000 on one property, $400,000 on another, and around $1 million on the third.

In total, she owes the bank over $1.6 million, so her minimum monthly repayments are over $10,000 and even for a millionaire that it is a solid amount of money to have leaving your bank account.

When the rates came down in February, Ms Knight immediately noticed the difference. Sure, she could afford to pay more, but that isn’t the point.

“Last month, when all my mortgage payments happened, I saved around $2000,” she explained.

“It was nice. I’m pretty fortunate, and I earn a fair bit of money each month, so it was not so much a relief, but it was nice to keep that money.”

Ms Knight said that despite earning millions, she’s never “lost sight” of everyday costs and still cares about how much her mortgages are costing her.

She's saved so much since rates have come down. Picture: TikTok/ annieknight28

The Aussie content creator pays attention to the rates. Picture: TikTok/ annieknight28

The 28-year-old said that she knows she “can’t complain” about money when she earns so much, but that doesn’t mean that the rates don’t also impact her.

When she bought her first property in 2023, she can still remember calling her accountant in a panic because suddenly her mortgage was costing more,

“I didn’t know about all the little things, and when the rates went up, I remember contacting my accountant, asking, ‘What is going?” She said.

“I was like, ‘the bank is stinging me, they’re taking so much more’, and he was like, ‘the rates have just gone up.”

Ms Knight said it was certainly a learning moment, and now, along with other mortgage holders, she waits every month to hear what the rates are going to be.

She earns so much money but still cares about her mortgages and how much they're costing. Picture: TikTok/ annieknight28

Buying her home was a dream come true. Picture: TikTok/ annieknight28

Ms Knight said buying her first home was the best decision.

“It was the best feeling! I cried! My whole life I’ve only ever wanted to own my own house,” she admitted.

“When I first bought this house, it wasn’t perfect, but I renovated it and put in new floors and did things to make it feel more like home,” she said.

Ms Knight said it’s a dream come true to “make up my own space” and set herself up for her future.

The fact that she’s amassed a property empire all by herself makes her feel really proud.

There’s also just the freedom that comes with owning if she accidentally marks a wall she’s not going to “freak out” because it is her home and she’s not a tenant at the risk of losing her bond.