Lyndsay William Brown faked pay slip in attempt to get a $76,000 car loan

A construction worker who faked a pay slip to try to get a car loan. Find out what happened

Lyndsay William Brown leaves Southport Magistrates Court.

A construction worker who faked a pay slip to try to get a car loan was caught before the bank could give the approval.

Lyndsay William Brown handed over the dodgy pay slip on December 22 last year after he and his wife’s application for the more than $76,000 car loan was rejected.

Brown pleaded guilty in the Southport Magistrates Court on Monday to attempted fraud, forgery and uttering a forged document.

Prosecutor Donn Reid said a police operation was in place when Brown’s wife applied for a loan to lease a car through SG Fleet.

Lyndsay William Brown leaves Southport Magistrates Court.

The loan was initially rejected and a second application was put forth.

This included a pay slip for Brown.

Mr Reid said Brown was unemployed at the time.

He told the court that Brown tried to alter an old pay slip but when he failed Brown enlisted a mate to help.

“There was not a high level of sophistication enlisted,” Mr Reid said.

“It was caught at an early stage by relatively straightforward checks by the banks.”

Magistrate Michelle Dooley fined Brown $2800. No conviction was recorded.

“It is a matter where widespread fraud in the community leads to all sorts of problems,” she said.

Lyndsay William Brown leaves Southport Magistrates Court.

“It brings up the cost of lending to everyone in the community.”

Magistrate Dooley noted that the reason the fraud was unsuccessful was because of checks and balances at the bank which caught the dodgy paperwork.

She also noted that because the attempt was unsuccessful there was no money Brown needed to repay.

Defence lawyer Matt Hynes, instructed by Hannay Lawyers, said the payments were always going to be made as it was a novated lease which would have come out of Brown’s wife pay cheque.

“In terms of the fraud, it was always going to be paid,” he said.

Mr Hynes said that Brown now works between 60 and 80 hours a week running his construction business.

He said Brown may be looking at doing government contracts as well which he would have been unable to do if a conviction was recorded.

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