Why your superannuation doesn’t feel like your own money
Super fund balances are many people’s biggest asset, yet many still don’t see it as their own, research has found.
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This week’s share tips: looking beyond the big names
Share portfolios shouldn’t simply focus on big banks and resources giants. Our experts examine some smaller stocks.
Why a rental property is the easiest way to buy a first home
People who make their first property an investment can get ahead of others financially, but separate issues may come into play.
How to spring-clean your personal finances to save cash
Money experts say spotting your spending messes is a key step in cleaning up household finances. Here’s where to find them.
Why your first million is always the hardest to make
Becoming a millionaire is still a significant achievement, but true wealth today comes from multiplying your money.
Share tips: what our experts say you should buy, hold and sell
It’s been party time for shareholders in Bunnings owner Wesfarmers over the past year, and rave party time this weekend, but is the tide turning?
How much the pension is set to rise for millions of Aussies
The age pension and other government payments are scheduled to increase next month. Here’s what to expect.
How your super fund statement can make you richer
Annual superannuation statements arrive soon, and checking their key elements can have a huge positive impact on your retirement.
A stronger defence weapon to save seniors from scammers
Older Australians are scammed more and lose more money than others, but new technology is delivering an extra defence layer.
Why younger adults are working on retirement savings sooner
Planning for retirement no longer starts in your 40s, 50s and 60s, as younger adults make an earlier start on growing a nest egg.
Insurance costs to climb further: how to get a better deal
Insurance has been the fastest-growing household expense for two years and no let-up is in sight. Here’s how to save money on your policies.
Five factors that can really ruin an inheritance
The death of a loved one can spark ferocious family fights over money and other assets. Watch out for these inheritance traps.
Share tips a mixed bag after ASX winning streak finally falls over
Sleep disorders are a share market winner but pizza and plumbing are under pressure in new stock recommendations.
CBA cuts rates as mortgage competition heats up
Commonwealth Bank’s decision to cut its fixed and some variable mortgage interest rates is good news for borrowers, and the move might herald a fresh race from lenders to go lower.
Can the Bank of Mum and Dad go broke?
Many parents help their children buy real estate, but their financial generosity can come unstuck. Here’s how to prevent pain.
Why working in retirement is set to boom
The words ‘work’ and ‘retired’ used to be mutually exclusive, but Generation Xers and Baby Boomers are blurring the lines more than ever.
How to avoid being stung by a loyalty tax
Loyalty hurts, as consumers everywhere are slugged for staying put with their bill providers. See how a switch can save you.
Why fixed interest rates are falling but not variable
Battered borrowers watching fixed interest rates fall may still have to wait a few more months for variable home loan relief. Here’s why
Wacky tax deductions are no solution to living cost crunch
Taxpayers turn up their creativity when financial times are tough, but the ATO is watching. See the list of 10 weird claims.
How much the cost of retiring comfortably has surged
What you need to fund a comfortable retirement has climbed sharply since 2019. See the list of expenses for singles and couples.
Banks jump the gun as term deposit rates tumble
Big banks have quietly started slashing term deposit rates ahead of any Reserve Bank moves, so it’s time for savers to examine what they’re getting.
Australia’s best places to retire revealed
A new report ranks the nation’s top retirement destinations and why they make the list. See where our seniors are most likely to live.
Five reasons why you won’t get a big pay rise any time soon
If you’re hoping for a significant jump in your wage, you may be disappointed, as several factors pile pressure on businesses.
A decade of debt on credit cards: what we have learned
Credit card interest costs have dropped as Australians wisened up about wasting money, but a new danger has emerged.
Share tips: the impact of our rising unemployment
An unloved ASX-listed company is struggling as the jobless rate hits its highest level in years, but the bad news appears priced in.
The dangerous way Generations Y and Z battle cost of living crisis
Car repairs, medical expenses and other bills are forcing young adults into costly financial decisions as they borrow more than ever.
10 top tips to pile up your frequent flyer points
Airlines’ reward points have become a powerful asset to earn and spend on many things. Here’s how to multiply them.
Golden age for Aussie seniors is soon to face rate cut pressure
Retirees have enjoyed a strong safety net during the cost-of-living crisis as many ‘live the high life’, but it may soon start to fray.
Superannuation and divorce: why it can be a messy split
You don’t need to be married to potentially lose your super in a relationship break-up. Here’s why.
Life insurance hit by cost-of-living crunch and advice crisis
Surging living costs threaten the affordability of life insurance for millions of Aussies, as confusion and misunderstandings hurt too.
Share tips: what stock market experts are buying and selling
Turbulent times on financial markets can create opportunities for savvy investors. Advisers and analysts share their picks.
Why capital city property prices are moving in opposite directions
Up 25 per cent, or down 2 per cent? There’s a huge difference in home values across Australia, and a key reason for much of it.
Five megatrends that will shape the future of share investing
Artificial intelligence isn’t the only global growth engine to watch, and the latest sell-off has not stopped experienced investors.
How to turn your tax refund into $100k
It may take a while, but transforming tax refunds into big bucks is a potential life-changer, as long as you avoid an urge to splurge.
How to repay your home loan 10 years sooner
Interest rate cuts are not yet on the Reserve Bank’s agenda, but borrowers still have ways to wipe out a mortgage quickly.
I’m a finance writer and I no longer own a single share
After more than 25 years of investing directly in the stock market, this shareholder has sold the lot. But there may be a comeback.
The price rises hurting you the most
The costs of energy, eggs, cheese and insurance have surged since Reserve Bank interest rate increases began. See the biggest rises.
The secret sauce that delivers retirement happiness
Many seniors need a solid income to enjoy retirement, but another key ingredient is required too, a university study has found.
Inflation’s bite: the costs keeping your home loan higher for longer
Headline inflation has risen for the first time since 2022, but the pain for borrowers may not be as bad as many fear.
Fast money: how to earn cash and save cash quickly
As living costs hurt households everywhere, money experts share five speedy ways to earn money, plus five ways to save it sooner.
How the great Aussie wealth transfer is accelerating
Baby boomers are leading the charge for their children to inherit trillions of dollars, and they’re doing it in some interesting ways.
Snail mail or AI: scams’ two faces, and a golden rule for everyone
Just as AI threatens to turbocharge scammers’ attacks on Australians, a blast from the past has popped up again.
July’s record-breakers: why several Aussie stocks have hit new highs
JB Hi-Fi, the Commonwealth Bank and Wesfarmers are among several stocks to reach fresh records this month. See the list.
How to avoid paying a huge home deposit
Entering the housing market during a cost-of-living crisis is tough, but there are still several sources of help.
The breaking point prompting people to get pets put down
Cost-of-living pressures have been impacting pet care, and research has found a dollar figure leading to a horrifying decision.
Rest in price: how to navigate funeral costs
Burial and cremation costs have climbed faster than overall inflation, but there are ways for grieving families to save.
Why $30bn in savings account interest disappears down the drain
Banks are pocketing billions of dollars extra because customers are confused by rules and restrictions on deposit accounts.
How our pension rules punish people who don’t own property
Homeowners are rewarded in retirement by pension asset test limits and tax rules. Should senior renters get more help?
Women take the reins on investing
Investment in the share market is no longer dominated by men, especially for people aged under 40, the ASX says.
Why the Aussie dollar still has room to grow
The Australian dollar’s recent strength is tipped to continue, but there are some headwinds to overcome first, economists say.
Original URL: https://www.dailytelegraph.com.au/moneysaverhq