Q: We have just returned from Europe where we tried to retire for four years but couldn’t because we missed Australia, which is why we have come back. We are both just over 75. Before we left, we sold everything, including our home, but we have provided for that on our return. Can we reopen our super account with high-interest savings or are there other ways of benefiting from the government’s tax-friendly retirement regulations? Ric.

A: Passing 75 is a milestone in Australia’s superannuation retirement savings system as the age when making voluntary contributions to a super account are no longer permitted.