When Jeremy Steven was 20, well before cryptocurrency mania sent bitcoin's price soaring, he toyed with the idea of buying some coins.
But after looking into the process of choosing a private "wallet" to hold the assets, he decided it was just too risky and complicated.
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Aleks Vickovich leads the Financial Review's coverage of wealth management, specialising in the business and regulation of investment markets, financial advice and superannuation. Email Aleks at aleks.vickovich@afr.com