Australians earning under $50,000 a year, that are single, aged 40-49 or did not complete high school are most concerned they'll be out of a job in the new digital economy, but the majority are not doing anything to learn new skills.

A new study from MYOB, presented at The Australian Financial Review Innovation Summit, indicated that 28 per cent of respondents felt "totally unprepared" for the tech-driven changes to the workforce, while only 16 per cent of people felt completely prepared.