On January 1, 1901, Australia’s six colonies (OK, Western Australia was late to the party) came together to form the Australian Commonwealth. There were many reasons driving disparate parts of this continent together. One was the promise of an Australian Dream centred on homeownership.

The significance of homeownership in 1901 is not fully appreciated today. Back then, the class divide was about whether you owned land. Ensuring everyone had an opportunity to own their own home was about creating a classless society.