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Opinion
Pension
Does ATO need to know how I spend my pension?
While all regulated super funds have to report members’ pension payments to the ATO every three months, what happens when you manage your own super?
- by Noel Whittaker
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Opinion
Opinion
Can my investment windfall let me take more time off work?
Using your investment income so you can work less and spend more time with your family can be a smart move. But you need to think through the pros and the cons.
- by Paul Benson
Opinion
Opinion
Can you withdraw a loved one’s super after death to save on tax?
It’s important to clarify strategies to save on superannuation “death tax”, as there are certain methods that will not work after death.
- by Noel Whittaker
Opinion
Opinion
Should I boost my super or pay off my mortgage?
Owning a roof over our heads and being debt-free in retirement is a common goal. But doing so can come at the expense of extra earnings.
- by Paul Benson
Opinion
Opinion
Can I open a super account for my young grandson?
Helping kids with their super can mean you’ll run into some hurdles.
- by Noel Whittaker
Opinion
Opinion
Can we put our rental income back into super?
There are no limits on adding to your super until you hit a certain age, but there’s a question of why you’d want to.
- by Paul Benson
Opinion
For subscribers
How do I avoid my kids being taxed at 66%?
Children are taxed at a much higher rate than adults, but this won’t apply to their own earnings.
- by Noel Whittaker
Financial security or following my passions – can I have both?
Many people working in creative careers can feel like the world of finance is foreign to them. But it doesn’t have to be.
- by Paridhi Jain
Opinion
Opinion
I’m getting old and my SMSF has become a burden. What should I do?
For most, there comes a time in later life where the costs in time and accounting fees of a self-managed super fund outweigh the benefits.
- by Paul Benson
Opinion
Opinion
Will I regret never buying a house and just investing instead?
On the numbers, there’s seemingly an easy answer to your question. But can you really place a value on a roof over your head?
- by Paul Benson
Opinion
Opinion
I have $1.9m in my pension account. Can I add in more to save on tax?
While adding to your super once it hits the cap isn’t possible, your savings can still grow through the power of compound interest.
- by Noel Whittaker
Original URL: https://www.watoday.com.au/topic/ask-an-expert-1qi