big super movesSuperannuationTwo more of the biggest super funds have folded on the controversial issue of pension minimums as the industry splits on the issue.
Pensions declinedSuperannuationBig super’s unnecessary restriction on low-income savers is crumbling as Cbus seizes the opportunity to take the lead.
gender equityFinancial experts warn a new Coalition policy to address the 25 per cent super gap between men and women lacks incentives and could backfire.
further delaysPolitical pressure is forcing the government to do a last-minute retake on the highly controversial new super tax. Here’s what could happen.
‘living for the now’RetirementShould you still work until retirement age? A growing number of people are redefining the roles of money, work and leisure.
TINKERING TAKES A TOLLSuperannuationFinancial experts warn constant changes to Australia’s superannuation system threatens to undermine one of the world’s best retirement schemes.
Australia stands on the brink of an artificial generational divide as Labor’s tax plans target the savings of elderly citizens.
Dollars & SenseCapital GainsOur financial adviser considers if it is wise to use super to pay down a mortgage when you retire, as a reader asks about giving children money to buy a home.
Josh Pennell
major changes aheadThe Treasurer has emerged from the economic roundtable with a clear focus on a wave of tax changes targeting wealthy and older Australians.
Dollars & SenseCapital GainsOur financial adviser explains the rules on super recontributions, while a reader asks about using savings to pay down the mortgage on an investment property.
access deniedSuperannuationBuried in the fine print of your super fund there is likely to be an ‘account balance minimum’. If you don’t have enough in your account, they won’t give you a pension. Is that fair?
’logjam of issues’SuperannuationAs the debate over Labor’s new super tax remains hot, financial advisers suggest that implementing the changes within the proposed timeframe is now unrealistic.
dollars & senseCapital GainsOur financial adviser knows how to get around the death tax lurking in super, while a reader asks whether it’s best to make super contributions or invest elsewhere.
Jason Featherby
Push for changeSuperannuationThe new super tax squeeze on the rich has triggered calls for a better super deal for younger, middle-income earners.
six key areasPersonal FinanceIf the government is looking for consensus on reforms for the productivity roundtable then wealth taxes already seem to be the common denominator.
‘loyalty bonus’SuperannuationMore big funds are luring investors to stay with them by offering conditional cash payments. But the practice is being questioned by advisers and consumer representatives.
pension rulesRetirementInvestors chasing the optimum blend of super savings and government pension access may be heading for a nasty surprise in the months ahead.
Comfortable retirementSuperannuationWill I have enough super? That’s a key question facing Australians, and the answer is good and bad | FIND OUT HOW MUCH YOU NEED
Wealth transferSuperannuationGrowing awareness of the 17 per cent tax trap inside super has advisers working overtime on investment strategies, including the complete withdrawal of funds.
EXCLUSIVEBusinessDavid Anderson went from working at Australia’s top investment houses to having a front-row seat at potentially one of Australia’s biggest corporate frauds.
Taxing timesSuperannuationThe number of people set for a 17 per cent tax bill when they inherit super is about to increase substantially. But there are steps you can take to reduce your exposure.
DIY superSuperannuationThinking about running your own super fund? More than a million Australians are doing it already … and making a success of it.
ExplainerSuperannuationIt’s important to understand the complex and confusing range of caps, cut-offs and concessions that can affect your super.
Super Tax falloutTopping up your super with voluntary contributions has been a popular strategy among Australians – now it faces being choked off by changes to the superannuation system.
Funds collapseWealthThe government has been largely silent through the Shield and First Guardian failures that could see 12,000 investors lose $1bn in super savings.
Smart movesSuperannuationInherited funds from super savings accounts get a 17 per cent tax bill, but there’s a way to avoid it entirely. Here’s how.
super death benefitsRetirementA court ruling shows why trusting your partner’s will to protect your children’s inheritance could be a costly mistake.
WealthMost SMSFs are run by a couple, and when one behaves badly, the consequences can last long after separation or divorce.
OPINIONSuperannuationOur retirement savings system is low-tax and among the world’s best, but sometimes it should be shunned. Here’s why.
WealthThe reputation of big super funds hit the rocks in 2024. Here is what needs to happen this year if we want the system to improve.
