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Home loans

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The only way is up when you’re at the bottom

Age readers react to the plight of people trying to get into the housing market.

Latest

Mortgage brokers say

Home loan size balloons to record high, eclipsing $800,000 in NSW

The size of the average Australian home loan has jumped despite interest rate rises punishing borrowers and house prices cooling in some markets.

  • Millie Muroi
Regional property markets are outperforming capital cities.

House prices sank under high interest rates – except where they boomed

Potential home buyers can’t borrow as much money, but that didn’t push house prices down everywhere. It has sometimes proved the opposite.

  • Elizabeth Redman
People with HELP debts may be able to borrow more or find it easier to get a mortgage under new government plans.

Banks told to ignore student debt when weighing up home loans

Millions of Australians collectively carrying more than $43 billion in student debts have faced problems getting a mortgage. Now they may have a chance to buy a home.

  • Shane Wright
Just because an interest-only loan looks cheap, it doesn’t mean it is.

Why interest-only home loans aren’t as cheap as they seem

When it comes to investment properties, I see many clients opt for interest-only loans. However, they’re often a false economy.

  • Julia Hartman
Sydney and Melbourne property markets slowed late last year, which prompted some economists to rethink their predictions of growth.

Where house prices will rise fastest during 2025

Despite the effect of higher-for-longer interest rates and already high property prices, a new forecast picks the top performers.

  • Jim Malo
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House listings have grown and prices are starting to fall.

How housing went from being a sellers’ market to a buyers’ market

The tight housing market supply that was responsible for two years of significant gains in national house prices is turning on its head.

  • Elizabeth Knight
Adding an extra person to your home could help tip the scales on your mortgage.

Could a boarder help you pay your mortgage?

The immediate solution to the housing shortage is fitting more people into existing houses, but for those of us who own our home, there can be some hurdles.

  • Julia Hartman
Madison and Isabelle Camm used the Home Guarantee Scheme to buy their first home.

How Madison, 23, and Isabelle, 19, just bought a house

The sisters were living with their parents and dreaming of buying their own homes, but didn’t think it would be possible so soon.

  • Alexandra Middleton

Why the bank of mum and dad is branching out beyond home loans

The unofficial banking system known as the bank of mum and dad appears to be growing more crucial as younger people are squeezed by high costs.

  • Elizabeth Knight

Original URL: https://www.theage.com.au/topic/home-loans-5yb