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Financing

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Sydney and Melbourne property markets slowed late last year, which prompted some economists to rethink their predictions of growth.

Where house prices will rise fastest during 2025

Despite the effect of higher-for-longer interest rates and already high property prices, a new forecast picks the top performers.

  • Jim Malo

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First home owners have been hit with higher mortgage repayments.

How high-income earners are coping with higher interest rates

Tree-changing, downsizing, moving back in with parents – even households on solid professional incomes can no longer keep up with mortgages.

  • Elizabeth Redman
More home buyers have small deposits.

‘Like going to a casino’: More home buyers turn to risky strategy

Home buyers are showing fresh signs of eagerness to purchase, especially if they think any interest rate cut will push up prices.

  • Sue Williams
Home values have not matched the falls in borrowing capacity.

How - and why - it just got even harder to buy a home in Australia

Would-be home buyers have been hit by a lose-lose situation since interest rates began to rise and future cuts may not act as previously expected.

  • Jim Malo and Tawar Razaghi
Consumers expect interest rates are unlikely to rise from here.

Why now could be a better time to buy a house

Prospective home buyers’ pessimism about whether the current moment is a good time to buy has dropped to its lowest level since the start of 2023. But are they right?

  • Elizabeth Redman
Unit values are below their peak in several suburbs.

Suburbs where apartment values are cheaper than their peak

There are 65 unit markets where values are below their record highs, and in some, buyers are purchasing from vendors selling at a loss.

  • Elizabeth Redman
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High interest rates are putting pressure on home borrowers.

The type of homeowner most likely to fall behind on their mortgage

Interest rates are putting pressure on home borrowers, but some are feeling the pinch more deeply and have fewer options to manage.

  • Shona Hendley
High interest rates have put pressure on home borrowers.

Suburbs where families can’t afford to pay the mortgage, and can’t afford not to

Most home owners have managed to keep up with 13 interest rate rises, but in some areas at least one in 50 borrowers are behind.

  • Elizabeth Redman
Home owners who bought at low interest rates are now facing more financial pressure.

‘Pretty dire’: How stressed home borrowers could be about to break

Homeowners are feeling the pinch after rolling off their ultra-low fixed mortgage rates. They’re hoping it doesn’t get worse.

  • Elizabeth Redman
Home owners have been hit by 13 interest rate rises.

‘Under pressure’: Why more home owners are selling properties now

Although the volumes are not yet back to the levels of five years ago, they have picked up since this time last year.

  • Elizabeth Redman

Original URL: https://www.theage.com.au/topic/financing-1nq2