Financing
Justin has $300,000 in the bank but can’t get a home loan
He’s among many Australians getting closer to retirement who are trying to solve the puzzle of owning a home that suits their life.
- Caroline Zielinski
Latest
The new type of regional town that’s booming
Property prices have jumped by double digits to record highs in a string of regional areas, but not Byron Bay or Torquay.
- Elizabeth Redman
How home owners are cutting years off their mortgage with zero admin
Even though the Reserve Bank left home borrowers disappointed, many are taking the opportunity to get ahead.
- Caroline Zielinski
The suburbs where home owners can’t afford their mortgages now
Five years ago, the types of neighbourhoods struggling to keep up with repayments looked very different.
- Alice Uribe
- Exclusive
- Home loans
Jennifer bought a home. But buyers like her face an $85,000 penalty
She’s not alone in finding high property prices a challenge, but new modelling lays bare how the playing field is stacked.
- Caroline Zielinski
The suburbs where workers on $300,000 can’t afford a house
A high-income earner could not borrow enough to buy a house in 16 per cent of suburbs, even after two interest rate cuts.
- Emily Power
‘Stretch themselves to the max’: The risky property trend that’s back
Home buyers were worried last year about interest rates going up again, but they’re starting to change their tune after two cuts.
- Elizabeth Redman
What property prices will do as interest rates fall
NAB this week forecast the official cash rate to fall as low as 2.6 per cent within the next 12 months, the most bullish of the big four.
- Alice Uribe and Elizabeth Redman
How home owners could save $143 a month – and the reasons not to
More home owners are worried about paying off a home loan into retirement, but experts suggest people think long and hard about the options.
- Melissa Heagney-Bayliss
The bellwether suburbs leading a new round of property price gains
Home values in several areas bounced last month as interest rates fell, improving sentiment and borrowing power. Will it last?
- Elizabeth Redman
Original URL: https://www.theage.com.au/topic/financing-1nq2