Household debt
Opinion
Tax cuts
Should you spend or save your stage 3 tax cash?
While all of us have benefited from the recent cuts to the tax rate, confused messaging from the government may have you wondering what to do with it.
- by Victoria Devine
Latest
‘Once they max out, they come to us’: Pawnbrokers buoyed by cost of living
The industry says it’s providing a line of credit to people with nowhere else to go amid financial pressures, but advocates say it’s a legislative blind spot.
- by Penry Buckley
Tax attack could be next challenge for cash-strapped shoppers
Shoppers have yet to dip into their stage 3 tax cuts to boost spending. And they may face a new problem – the tax man.
- by Shane Wright
QCOSS reveals Queensland families struggling with cost of living
QCOSS CEO Aimee McVeigh speaks after the release of the 2024 Living Affordability Report.
Will applying for financial hardship hurt my credit score?
There are plenty of strategies to protect your credit score if your budget is under pressure.
- by Nicole Pedersen-McKinnon
‘Astronomical’ rise in mortgage offset accounts since the pandemic: NAB
Australians aged under 55 have been rapidly eating into their savings as they bear the brunt of the Reserve Bank’s fight against inflation.
- by Sumeyya Ilanbey
Analysis
Investing
Should I max out my offset account or invest in shares instead?
Figuring out how to make your money work harder for you can be challenging enough, let alone in a cost-of-living crisis.
- by Caterina Hrysomallis
Opinion
Financial literacy
Earn a lot, but don’t feel rich? You might be a HENRY
Before you pull out the world’s smallest violin for people bringing home the financial bacon, hear me out.
- by Victoria Devine
Opinion
Cars
I bought the unsexiest car in Australia, and I love it
My family was appalled when this dumpy little darling, with all the charm of an upturned bathtub, pulled into our driveway.
- by Marish Mackowiak
Coalition proposes relaxation of HECS, lending rules to help home buyers
The federal opposition says banks need to take more risks or there will be a whole group of people unable to own a home.
- by Paul Sakkal and Millie Muroi
How years of higher rates helped the most affordable properties outpace the top end
While rates remain on hold, the prospects of cuts may add fuel to the fire as sheer demand for affordability has pushed prices higher.
- by Jim Malo and Tawar Razaghi
Original URL: https://www.smh.com.au/topic/household-debt-hor