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Household debt

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Mikaela Binns-Rorke, 21, and her mum, Natalie Binns are happy living under the same roof at Menai.

‘It would be weird if she left’: The pleasure and pain of adult kids at home

When the kids grow up but they don’t move out, parents may not know where the child stops and the adult starts. Here’s how to lay down the new family law.

  • Mercedes Maguire

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In principle, negative gearing isn’t even a tax concession, so it shouldn’t be included in Treasury’s tax expenditure statement.

Australia’s inconvenient truth: Are we really in mortgage stress?

Despite the narrative of high interest rates crippling borrowers, most mortgage customers didn’t seize on the February rate cut to reduce their monthly payments.

  • Elizabeth Knight
Michele Bullock

Mortgage calculator: how much will this rate cut lower your repayments?

The Reserve Bank has cut the official interest rate for the second time in three months.

One Victorian has more than $400,000 in unpaid toll fines.

Twenty people. Nearly $6 million in fines. What went wrong?

Lawyers are calling on the government to announce an amnesty on penalty and enforcement fees attached to toll fines to stop people spiralling into unsustainable debt.

  • Daniella White and Broede Carmody
Banks must be more conservative when approving new credit limits from January.

Goodbye ‘Frank’: These are the new top credit cards in town

ME Bank may be closing its trailblazing low-rate credit card, but it is far from the cheapest option now anyway.

  • Nicole Pedersen-McKinnon
Emmanuella Grace is hoping a series of rate cuts will allow her breathing room.

Emmanuella bought a home at the market peak. Now she has room to breathe

While the rate cut to 4.1 per cent will shave a small portion off mortgage repayments, home owners say the savings pale in comparison to the rising cost of living.

  • Jim Malo, Alexandra Middleton and Elizabeth Redman
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Primary school teacher Maddy Foster says her student debt is always at the back of her mind

‘Swimming in debt’: Sydney’s $14 billion student loan burden

This map reveals which suburbs are carrying the city’s biggest HELP debts.

  • Matt Wade
People with HELP debts may be able to borrow more or find it easier to get a mortgage under new government plans.

Banks told to ignore student debt when weighing up home loans

Millions of Australians collectively carrying more than $43 billion in student debts have faced problems getting a mortgage. Now they may have a chance to buy a home.

  • Shane Wright
Australians are using financial products as budgeting tools.

More consumers using buy now, pay later and loyalty rewards for everyday expenses

Paypal, Flybuys and Afterpay say more people are using financial products and rewards programs as households battle cost-of-living pressures.

  • Jessica Yun
It is possible to have meaningful relationships in today’s imperfect climate.

Six tips to save you from a financial hangover this Christmas

It may be the most wonderful time of the year, but Christmas can also be the most expensive for many of us.

  • Victoria Devine

Original URL: https://www.smh.com.au/topic/household-debt-hor