Money
Planning & budgeting
Opinion
Financial literacy
Three steps to calculating your net worth – and how to improve it
We’re constantly worrying about our finances and saving money, but when was the last time you calculated your net worth?
- by Nicole Pedersen-McKinnon
Latest
Opinion
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How can I be financially responsible but still enjoy life?
To save money consistently, it has to be something you want to do, not just something you feel like you must do.
- by Paridhi Jain
Opinion
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Should we invest the money in our redraw account, or leave it there?
When it comes to choosing between keeping your money in your mortgage or investing it, it all comes down to your appetite for risk.
- by Paul Benson
Opinion
Interest rates
Want to make the most of this rate cut? Don’t spend it
It might feel counterintuitive to pretend this extra money doesn’t exist after penny-pinching for so long, but there are wiser ways to make it work for you.
- by Victoria Devine
Opinion
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We earn $350k and have a detailed budget, so why can’t we save money?
Contrary to popular belief, your spending is not driven by a spreadsheet. It’s driven by you – your habits, behaviours, decisions, choices, and mindset.
- by Paridhi Jain
Opinion
Budgeting
How to survive a group holiday as the token solo friend
It’s astronomically expensive to be single in Australia right now, and that especially rings true when it comes to travel.
- by Victoria Devine
How to turn one rate cut into five instantly
Even if the RBA cuts interest rates next week, you are still much better off with this hack.
- by Nicole Pedersen-McKinnon
Analysis
Inheritance
What to consider before giving an early inheritance
From tax implications to funding aged care, there are a few important factors to look into when it comes to early inheritances.
- by Caterina Hrysomallis
Opinion
Financial literacy
The crucial step you’re missing when trying to save money
Many personal finance questions follow a pattern: should I do this, or that? But this is the wrong question to be asking.
- by Paridhi Jain
Opinion
Privacy
How my NBN connection was stolen from under my nose
When you deal with big companies, you learn there are two kinds of people: ducks and eagles. Ducks waddle around and make noise. Eagles spot the problem and swoop to fix it.
- by Noel Whittaker
Opinion
Spending
Are your small spending habits sending you broke?
In some ways, our discretionary spending money feels the most real to us. But it can also be the most dangerous.
- by Victoria Devine
Original URL: https://www.smh.com.au/money/planning-and-budgeting