Ask an expert
- Opinion
- Opinion
We’re retired, how can we get additional income outside our super?
In recent years, income options outside the age pension or your superannuation have become increasingly popular – and easier to understand.
- Noel Whittaker
Latest
- Opinion
- Opinion
I want to switch super funds. Should I wait for markets to recover?
It can feel dangerous messing with your super while markets are volatile, but it’s unlikely to have a major impact on your returns.
- Paul Benson
- Opinion
- Opinion
Can I access my super to pay for dental work?
You can crack into your super for healthcare reasons, including dental work, but only under a very strict set of rules.
- Noel Whittaker
- Opinion
- Opinion
What’s wrong with leaving my super in the default option?
There’s nothing wrong with being conservative with your super, but depending on your age, you could be missing out on some big returns.
- Paul Benson
- Opinion
- Opinion
How will my silver and gold bullion affect my age pension?
Though they don’t produce an income, your gold and silver assets could still be weighing down your pension.
- Noel Whittaker
- Opinion
- Opinion
Should I start drawing on my super if the markets are down?
Starting to tap into your super during heavy market fluctuations can feel like a bad move, but it can actually benefit you.
- Paul Benson
- Opinion
- Opinion
Once I start getting my super, can I never work again?
Cracking into your super has a few conditions, one of which is that you’re no longer working.
- Noel Whittaker
- Opinion
- Opinion
Should I buy a house before I retire, or keep renting?
Calculating what will leave you better off between a mortgage and paying rent isn’t as easy as it may first seem.
- Paul Benson
- Opinion
- Opinion
I have $1.6m in super but can’t get a credit card. Am I too old?
No matter how flush you are, or how reliable your repayments, once you hit a certain age it can be tough to get a credit card.
- Nicole Pedersen-McKinnon
- Opinion
- Opinion
How do we gift money to our grandson without hurting our pension?
Questions on gifting are becoming increasingly common, however, the rules are actually quite straightforward.
- Noel Whittaker
Original URL: https://www.smh.com.au/topic/ask-an-expert-1qi