Ask an expert
- Opinion
- Opinion
Once I start getting my super, can I never work again?
Cracking into your super has a few conditions, one of which is that you’re no longer working.
- Noel Whittaker
Latest
- Opinion
- Opinion
Should I buy a house before I retire, or keep renting?
Calculating what will leave you better off between a mortgage and paying rent isn’t as easy as it may first seem.
- Paul Benson
- Opinion
- Opinion
I have $1.6m in super but can’t get a credit card. Am I too old?
No matter how flush you are, or how reliable your repayments, once you hit a certain age it can be tough to get a credit card.
- Nicole Pedersen-McKinnon
- Opinion
- Opinion
How do we gift money to our grandson without hurting our pension?
Questions on gifting are becoming increasingly common, however, the rules are actually quite straightforward.
- Noel Whittaker
- Opinion
- Opinion
I earn lots, but can’t stop comparing myself to others. What do I do?
Comparing your financial success to that of others is extremely common, but it’s worth asking yourself why you’re choosing to do so.
- Paridhi Jain
- Opinion
- Opinion
How do I pick a super account for my 15-year-old son?
Picking your first super account is less about the fund itself, and more about the investment options you choose.
- Paul Benson
- Opinion
- Opinion
I’m in my 30s and can’t afford property. Am I a financial failure?
Comparing yourself to others is common when it comes to money, but owning property isn’t the only way to show your financial prowess.
- Paridhi Jain
- Opinion
- Opinion
My young son wants to invest $3000. Could we put it into my super?
Investing on behalf of your children can throw up multiple issues with tax and capital gains. Could superannuation be an easier option?
- Noel Whittaker
- Opinion
- Opinion
We have low super but four properties. How should we plan for retirement?
Though investment properties can provide healthy returns, in retirement, superannuation is the best source of income.
- Paul Benson
- Opinion
- Opinion
Should I get a credit card before I apply for a home loan?
Building a strong credit history can help you get in lenders’ good books, but credit cards can come with unnecessary levels of risk.
- Noel Whittaker
Original URL: https://www.smh.com.au/topic/ask-an-expert-1qi