Michelle Bowes has been writing about business and finance for more years than she cares to remember, after starting out as a cadet at BRW at the turn of the century. She graduated with honours from the prestigious journalism degree at RMIT University and has worked as a reporter in both Australia and the UK. Michelle is passionate about improving financial literacy in the community and is the author of Money Queens: the teen girl’s guide to money. In her spare time, she gives money talks at schools.