I’m a words not numbers person, so thinking about finances and planning for the future does hurt my head a bit. One thing I did do when my kids were born, was start an education fund. But I have often wondered whether it’s the best way to save for their schooling. Today’s guest is one of Australia’s leading personal finance commentators, and the author of Ditch the Debt and Get Rich (yes please!). Mum-of-two Effie Zahos joins us to share her advice on saving for schooling and where families go wrong when it comes to finances.