Cost of living rises: How to talk to your children

Household budgets are getting tighter as prices for almost everything rise and families make the hard decisions to cut some expenses. And just as important as food on the table is how you explain it to your children.

Even in tough times, let kids know they can count on you

Certain aspects of life may be outside our control, but we still have the power to give our kids an important buffer against problems in later life.

More and more studies are showing positive parenting lessens the impact of financial disadvantage on kids and teenagers’ development, school achievement and success in life.

Part of being a positive parent is being emotionally available for our children and fully “present” when we’re with them.

This includes things such as showing affection, giving encouragement, focusing on what they’re doing well, setting limits, staying calm and modelling behaviours we’d like children to learn.

This is not to say it all happens automatically – having practical, realistic strategies ­really helps!

Here are some tips for positive parenting when money is tight.

Parenting under financial stress

If you need to make changes to your family spending, let your children know.

Children are better able to cope when they feel safe and know what to expect.

Calmly explain that things like electricity and petrol are costing more and what this means for your family. Give them just enough information for them to understand.

Encourage them to make suggestions, like turning off lights, walking rather than taking the car on short trips or carpooling with friends to sport and other ­activities.

Help them talk through their feelings and any disappointments, such as missing out on something you can no longer afford.

Be as honest as you can in responding to questions, without overwhelming them.

Reassure your child that you will take care of them.

As a parent, you need to ­recharge your own batteries.

When we’re worried or stressed, it can be hard to stay calm and take care of others.

Find a little time to do something healthy and nurturing for yourself – simple things such as connecting with a friend, going for a walk, reading or watching a favourite show.

Be aware of your emotions and, if needed, call a support line or reach out for help.

Avoid disagreements about parenting (or other complex ­issues) in front of your children. Instead, set up a time when the children aren’t around to talk things through.

This may be with your partner, or if you’re a sole parent, ­another important person in your child’s life. Calmly share thoughts and ideas to work out a solution.

Working together and having a shared plan helps to make everything feel more manageable.

Carol Markie-Dadds is the Triple P International country director.

Families can access more parenting tips and information for free at triplep-parenting.net.au