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Life insurance

July

At nearly $2000 a year, TPD insurance in a ‘death spiral’

A financial adviser exodus and rising total and permanent disability insurance premiums mean fewer people have cover.

Stop the mental health blowout, says Labor MP

Paediatrician and MP Mike Freelander says the way society diagnoses mental health is part of the problem behind a huge rise in compensation claims.

Reduced access to state workers compensation schemes has heaped pressure on life insurers, say psychologists.

Surge in mental health claims spurred by flaws in workers’ compo

Life insurers’ increased mental health claims is partly the result of tightened and unattractive workers’ compensation schemes, say psychologists and actuaries.

Thoughtmap.

Rise in mental health claims a symptom of a bigger malaise

Mental health and insurance providers must fix the system’s entrenched flaws to avoid the worst of the sustainability and affordability crisis ahead.

Millennial mental health claims help push life insurers to $2.2b crisis

Insurers say stress, burnout and bullying – especially among young people – are among the reasons claimants give for being unable to return to the workforce.

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June

Life insurance is a major industry, and there has been plenty of interest in growing players like NEOS Protect.

Bank of America puts local life insurer on the block

NEOS Protect’s owners are said to be looking for a price of more than $200 million.

NobleOak chief executive office Anthony Brown.

Mystery buyer scoops up 10pc stake in life insurer NobleOak; taps UBS

The trade represents 9.7 per cent of the company.

April

Lisa Chew, photographed at home in Canberra, describes the financial strategies she used to stay afloat after her husband’s death.

My husband died at age 37. Here’s how I survived financially

Last-minute changes to super and estate planning allowed Lisa Chew to manage the family finances once her husband was gone.

Future Group founder Simon Sheikh.

Insignia, Zurich offload sub-scale super funds to Future Group

The retirement savings fund is run by former GetUp director Simon Sheikh and told its investors the deals would generate more than $6 million in new revenue.

February

Challenger CEO Nick Hamilton has focused on cost cutting.

Block hungry bankers stay close to Challenger

Challenger’s major shareholder Apollo Management made headlines in September after it dramatically reduced its stake.

December 2024

Australia’s biggest life insurance companies have all changed hands in the past decade.

Japanese giant shows courage with life insurance slam dunk deal

It takes Japanese-type conviction to double down on a challenged market, and pay a big price to do so.

NAB has sold the final 20pc of MLC Life to Nippon of Japan for $500 million.

NAB offloads rest of MLC to Nippon, new life insurer Acenda created

MLC Life Insurance will merge with the local subsidiary of Resolution Life to create Acenda, after Nippon Life bought Resolution for $US8.2 billion.

November 2024

Shaneen Marshall, chief of technology and strategy at Zurich Financial.

AI gets real as big business finds its feet

An era of cautious, low-stakes experimentation is rapidly giving way to tangible changes in how some of Australia’s largest operations run.

September 2024

There’s nearly $4 trillion in Australia’s superannuation funds, but we need to get better at working out how to spend it.

How to fix the dearth of retirement options

It is clear that Australians need better retirement-income products. Annuities make some sense, yet their uptake is low. But change looks to be on the horizon.

May 2024

Boeing executive Stan Deal and 777 managing partner Josh Wander in 2022, after signing a deal for Bonza aircraft.

Bonza administrators ask for more time to save stranded budget carrier

The airline’s owner, 777 Partners, and its financiers are mired in legal action in Britain and the United States over its aviation assets.

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AUB boss Mike Emmett.

Allens, G+T tapped for $200m AUB Group acquisition raise

Macquarie Capital’s equity desk hit the phones on Wednesday morning, chasing down fresh equity to fund the insurer’s acquisition of Pacific Indemnity.

TAL executive Jade Rosocha is ar frequent user of Microsoft Copilot.

Why this executive uses generative AI every second hour

Microsoft says workers who use AI can be divided into four camps: sceptics, novices, explorers and power users, who get back more than 30 minutes a day in time saved.

April 2024

Long-standing ClearView MD Simon Swanson stepped down 12-months ago.

Allianz checks out Crescent’s ClearView; BofA at the wheel

Street Talk’s eagle eyes have spotted a major player lurking in ClearView’s data room. 

Assistant Treasurer and Minister for Financial Services, Stephen Jones says wording in the legislation that would have turned off commissions for insurance brokers was an error.

Labor scrambles after accidentally axing insurance commissions

A wording error in financial advice reforms tabled to Parliament last week would have inadvertently banned commissions for insurance brokers.

Former Cromwell Property Group chief executive Paul Weightman has been accused of a corporate raid.

This Australian executive is taking on a US private investment giant

As chairman of Cromwell Property Group, Paul Weightman saw plenty of corporate jousting. Now the Corinthia Global Management founder is staring down Barings.

Original URL: https://www.afr.com/topic/life-insurance-how