Households in battler areas can be in high-risk zones, but have less insurance.
Allianz says in risky parts of Lismore, 90% of homes lack flood cover.
Residents in riskier areas say lack of affordable cover is a problem.
Almost three-quarters of Australian households exposed to significant flood risk lack insurance cover for such a disaster, new data reveals.
The insurance gap is compounded in areas that are highly exposed and have suffered floods, the data from insurer Allianz to a federal parliamentary inquiry shows.
