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Jennifer Hewett

Small bank targets a niche product the big four have long neglected

Enthusiasm about the challenge from neobanks to the banking sector has come and gone, along with several start-ups. But Avenue Bank has its own plans.

Jennifer HewettColumnist

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Jim Chalmers wants to boost smaller regional banks struggling to compete against Australia’s big banks in mortgage lending. The omens aren’t that promising.

The return of inflation and higher funding costs mean stability and scale are more valued than during the easy money era. Community antagonism towards big banks that led to the Hayne royal commission has also dissipated to some extent after the banks were forced into improving their services to rehabilitate their reputations.

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Jennifer Hewett is the National Affairs columnist. She writes a daily column on politics, business and the economy. Connect with Jennifer on Twitter. Email Jennifer at jennifer.hewett@afr.com

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    Original URL: https://www.afr.com/companies/financial-services/avenue-bank-plans-to-carve-its-niche-20240620-p5jne2