January
Tax-free super cap for retirement phase set to reach $2 million
To benefit from the indexation increase, you need to delay starting the pension until July 1.
How to put a rocket under your super balance in 2025
The stage three tax cuts may give you a little extra to contribute to super this year. These are your options.
December 2024
SMSFs that do this check each year could end up paying less tax
To get optimal results, choose carefully which method your SMSF uses to calculate tax-free pension amounts.
November 2024
Be on the lookout for the super surcharge for high earners
If you receive a Division 293 tax assessment from the ATO, you must pay the bill within 21 days to avoid penalties.
October 2024
How your kids could help you avoid this super death benefits catch
The transfer balance cap also applies to pensions received on death and this is where it may catch you out.
September 2024
What happens to your super after you die comes down to this choice
Your money can go to your beneficiary either as a regular pension payment or as a lump sum death benefit.
August 2024
Why superannuation is the ultimate antidote to market slumps
The tax benefits of superannuation are so great it’s difficult to lose money.
July 2024
Spending a few hours on this now will make you richer later
Work through these 11 steps to grow your superannuation faster.
June 2024
How to cut tax if you have an employee share plan
Don’t assume the taxman won’t come knocking – this is how it works and what you can do to soften the blow.
April 2024
The rule book on investing in cars, wine or diamonds
Because they’re classified as collectable or personal use assets, strict rules apply to their acquisition, storage, insurance and use if held by an SMSF.
What SMSFs need to know as ATO cracks down on illegal access to super
More than $630 million has been accessed illegally from SMSFs. Here’s what you need to know to stay on the right side of the law.
February 2024
How to take advantage of higher superannuation contribution caps
If you make voluntary pre-tax contributions, the increased cap may mean a bigger deduction and tax saving.
Three ‘tricks’ to get $2m into your super in a year
Maximising contributions after selling a small business can add $2,062,500 to your retirement savings.
January 2024
This super catch-up contribution can help you avoid a big tax bill
It’s one of about eight key retirement saving opportunities – but don’t leave it to June 30.
December 2023
How to respond if the ATO contacts you about super contributions
It should be easy but many taxpayers are befuddled by the process of making personal deductible contributions to super.
November 2023
What you’ll owe under new super tax if your balance hits $3.5m
There are nine key takeouts on how it will work, plus how to plan ahead to minimise the impact.
September 2023
Ten ways you can get the most out of your retirement income
An account-based pension is used by most retirees. This is what you need to know before starting one.
August 2023
How to access your super early when times are tough
Early release of super is possible only in limited circumstances, such as severe financial hardship and compassionate grounds.
July 2023
Here’s how to turbocharge your super this financial year
Salary sacrificing, sharing with a spouse and a downsizer bonus among the strategies you can use to maximise super.
June 2023
What you need to know before topping up super ahead of June 30
If you want to make a last-minute contribution to get a bigger deduction and tax saving, you’d better snap to it. This is what to do.