Home loans
State help for home loans expanded, but it’s not hitting the right note: expert
State government lender Keystart announced on Thursday it was increasing the property price limit eligibility on loans from $650,000 to $730,000 to reflect Perth’s current median house price of $735,000.
- by Hamish Hastie
Latest
How high-income earners are coping with higher interest rates
Tree-changing, downsizing, moving back in with parents – even households on solid professional incomes can no longer keep up with mortgages.
- by Elizabeth Redman
Meet the people setting your interest rates
Six people have been appointed to help run the Reserve Bank and set interest rates as part of Jim Chalmers’ overhaul of the bank.
- by Shane Wright
How home owners can save $6000 a year and stay cool
New modelling shows that spending $25,000 on improving energy efficiency – and driving an EV – can save $300,000 over a 25-year mortgage.
- by Jim Malo
‘$200,000 is the new $80,000’: Where even top earners can’t afford a house
Even high-income earners would be locked out of buying a house in many suburbs due to the double whammy of high property prices and high interest rates.
- by Elizabeth Redman
What life is like in Melbourne’s most mortgage-stressed suburb
Home owners are feeling the pinch, picking up extra shifts at work, cutting back on holidays and dipping into savings to keep up with repayments.
- by Alexandra Middleton
Exclusive
Interest rates
The newest culture war battleground: Australian house prices
As house prices ease, the Coalition is accusing the government of starting a culture war on home owners. Labor says Liberal plans will push up interest rates.
- by Shane Wright
Opinion
Opinion
Five ways to get a leg up on the property ladder (including one new one)
The Help to Buy legislation passed parliament this week, giving first home buyers five feasible ways to get started.
- by Nicole Pedersen-McKinnon
Perspective
Property prices
What is considered ‘affordable’ housing – and who decides?
We accept the constant calls from politicians at every level for more affordable housing, without a nationally agreed upon standard or definition.
- by Courtney Kruk
‘Like going to a casino’: More home buyers turn to risky strategy
Home buyers are showing fresh signs of eagerness to purchase, especially if they think any interest rate cut will push up prices.
- by Sue Williams
Relax lending rules to boost mortgage competition: Bendigo CEO
Bendigo’s new chief says rules that require banks to test if a customer could handle a 3 percentage point interest rate rise are “not good for competition”.
- by Sumeyya Ilanbey
Original URL: https://www.watoday.com.au/topic/home-loans-5yb