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The end of pandemic-era assistance has contributed to Australian income inequality reaching its highest level this century.

Lucky for some: the older get richer in the worst wealth divide in two decades

A long-running survey of Australians has found inequality has shot up, just as young people find themselves shut out of the housing market.

  • Shane Wright

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The Reserve Bank, which is led by governor Michele Bullock, last week cut interest rates but made it clear it wasn’t sure it should have cut.

RBA is lost in the frightening territory of full employment

The central bank’s bizarre behaviour last week is a sign that it has lost its bearings and isn’t sure what’s happening in the economy or where it’s headed.

  • Ross Gittins
Sarah O’Donnell and her baby Sophie.

‘Breathing room’: Rate cut means Sarah can ‘splurge’ on Easter eggs this year

Four Sydney home loan borrowers react to the first interest rate cut in more than four years.

  • Kayla Olaya and Frances Howe
Michele Bullock

Use our mortgage calculator to check how much a rate cut would affect you

The Reserve Bank has cut the official interest rate for the first time in more than four years.

Prime Minister Anthony Albanese.

Albanese’s election plans hinge on rate cut for mortgage belt

Mortgage holders and businesses are hoping for an interest rate cut on Tuesday. Anthony Albanese wants it even more.

  • Shane Wright and Millie Muroi
Mortgage brokers say

Home loan size balloons to record high, eclipsing $800,000 in NSW

The size of the average Australian home loan has jumped despite interest rate rises punishing borrowers and house prices cooling in some markets.

  • Millie Muroi
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Regional property markets are outperforming capital cities.

House prices sank under high interest rates – except where they boomed

Potential home buyers can’t borrow as much money, but that didn’t push house prices down everywhere. It has sometimes proved the opposite.

  • Elizabeth Redman
People with HELP debts may be able to borrow more or find it easier to get a mortgage under new government plans.

Banks told to ignore student debt when weighing up home loans

Millions of Australians collectively carrying more than $43 billion in student debts have faced problems getting a mortgage. Now they may have a chance to buy a home.

  • Shane Wright
Just because an interest-only loan looks cheap, it doesn’t mean it is.

Why interest-only home loans aren’t as cheap as they seem

When it comes to investment properties, I see many clients opt for interest-only loans. However, they’re often a false economy.

  • Julia Hartman
Sydney and Melbourne property markets slowed late last year, which prompted some economists to rethink their predictions of growth.

Where house prices will rise fastest during 2025

Despite the effect of higher-for-longer interest rates and already high property prices, a new forecast picks the top performers.

  • Jim Malo

Original URL: https://www.watoday.com.au/topic/home-loans-5yb