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Opinion
Opinion
I work overseas. Can I get early access to my super?
Even if you’ve cut all ties to Australia, the rules for accessing superannuation are universal.
- by Noel Whittaker
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Opinion
Opinion
We’re selling our holiday home - can we put the proceeds into our super?
A super top-up using the proceeds from your house sale is possible, but you need to be mindful of the size and timing of contributions.
- by Paul Benson
Opinion
Opinion
All my assets are in crypto. How will this affect my pension?
If you’re on the pension and own a significant amount of cryptocurrency, you’ll need to let Services Australia know.
- by Noel Whittaker
Opinion
Opinion
How do I plan for retirement when I don’t know what I’ll inherit?
It can be helpful to have a conversation with your parents about their intentions for their estate, which can make planning easier.
- by Paul Benson
Opinion
Opinion
Should I use my savings to pay down my mortgage?
Some lock-in loans are cheaper than variable rate loans right now because the next rate move is expected to be downwards.
- by Nicole Pedersen-McKinnon
Opinion
Opinion
Can I save tax by withdrawing and reinvesting $500,000 of my super?
If your super account isn’t earning enough, it could be wise to reinvest it elsewhere, as long as it doesn’t affect your pension payments.
- by Noel Whittaker
Opinion
Opinion
My partner and I keep fighting about money. How do we stop?
A lot of financial conflict in relationships is less what you’re talking about and more how you’re talking about it.
- by Paridhi Jain
Opinion
Opinion
Should I pay off all my mortgage, or leave a little bit in?
While it can be tempting to pay off your entire mortgage before you retire, leaving a little bit in can be a boon for financial emergencies.
- by Noel Whittaker
Opinion
Opinion
What should our nephew do with our $21,000 gift?
Locking your gift away inside the First Home Super Savers scheme would be a smart move for your nephew.
- by Paul Benson
Opinion
Opinion
I’ve just started full-time work. How do I start building wealth?
Career and financial success are not always related, though we like to assume they are.
- by Paridhi Jain
Opinion
Opinion
How can I get my unclaimed franking credits?
Information about claiming old franking credits can be obtained through the ATO, even if you don’t file a tax return.
- by Noel Whittaker
Original URL: https://www.watoday.com.au/topic/ask-an-expert-1qi