Money

Borrowing

While the positives of dipping into super to own a home include shielding people from rent volatility and building equity, the risks are significant.

With more rate cuts on the way and refinancing starting to kick off, it’s a perfect time to save big bucks on your mortgage.

No matter how flush you are, or how reliable your repayments, once you hit a certain age it can be tough to get a credit card.

Housing affordability and the cost of living are playing a big part in the decision to have children, but other forces are at play too.

Comparing yourself to others is common when it comes to money, but owning property isn’t the only way to show your financial prowess.

Yes, your repayments are lower and you can borrow more. But these aren’t the upsides of longer loan times that they appear to be.

Building a strong credit history can help you get in lenders’ good books, but credit cards can come with unnecessary levels of risk.