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Unfair super taxesSuperannuation

About 700,000 older Australians are paying tax every year on superannuation savings when there is no reason to do so. Picture: iStock

Super trap catches 700,000 retirees in silver tsunami

Older Australians who stop working but fail to inform their super funds of their retirement are paying 15 per cent tax on their super when it should be tax-free.

Debt-free retirementRetirement

SENIOR/PENSIONER/MATURE/ELDERLY/OVER 65/GRANDPARENT/RETIREE/SUPERANNUATION. Picture: istock Senior couple calculating bills to pay

The smarter solution for anyone retiring with a home loan

If house prices keep rising at current rates, retiring with a mortgage will be commonplace.

smart money movesRetirement

Modern and harmonious couple prepares their favorite recipe and shares with their friends via video call, fun and domestic life of pensioner

The secret sauce to an epic retirement through investing

It’s not as hard as you think to make $1m. It starts with just $286 a month. But there’s a catch.

James Wrigley

super crackdownSuperannuation

Aware Super CEO Deanne Stewart pictured at the Aware Super offices in George St, Sydney,. Picture by Toby Zerna/The Photo Pitch

Aware Super demands tighter controls on platform trustees

The nation’s third-largest super fund wants tougher oversight of platforms managing retirement savings after recent failures put $1bn of investors’ money at risk.

Dollars & SenseCapital Gains

Real estate concept business, home insurance and real estate protection. Real estate investment concept. Buy and sell houses and real estate online on a virtual screen.

What retirees need to know about property tax and super

Our financial adviser explains two important milestones for a retiree when it comes to capital gains tax minimisation and superannuation contributions.

Jason Featherby

unlocking valueRetirement

elderly couple sitting on the front steps of their home, sharing a quiet moment. Picture: iStock

Why raiding your super to pay the mortgage could backfire

As mortgage-free retirement becomes out of reach for many Australians, financial experts say asset-rich, cash-poor retirees have alternative solutions.

ageless workersRetirement

Happy senior male carpenter cutting wood planks on table saw machine. Smiling mature man working in carpentry workshop; working in retirement retiree worker generic

Thought you’d retire at 65? Think again

Australians are working longer than ever, with one in four men now employed at age 70 compared to one in 10 two decades ago.

HILDA SurveyRetirement

18/09/2025 SAFETY BEACH, MORNINGTON PENINSULA VICTORIA : Lyn Collins at Safety Beach. After renting for two decades Lyn Collins purchased a renovated one-bedroom villa at Aveo’s Beachside Gardens Retirement Village for $200,000 . Picture: supplied

Retiree rent numbers surge as housing wealth divide grows

Record numbers of retirees struggle to pay rents as asset values surge for retired homeowners, creating a worsening wealth divide.

super strategiesSuperannuation

Happy senior couple traveling down road on motor scooter, active retirees generic retirement travel

Super’s ages and stages: what you need to know

Financial experts reveal the hidden complexities of accessing superannuation at 60 and beyond.

Dollars & SenseCapital Gains

Dollars & Sense wealth column promo artwork. Artwork: Emilia Tortella

Solving the family home, aged care and super equation

Our financial adviser examines tax-effective strategies when selling the family home to move into aged care, while a reader asks when super contributions are taxable.

financial freedomRetirement

Senior couple at home reacting to many bills; ; retiree senior money generic

The retirement reality check as rising costs hit home

Australians under 45 expect to need nearly double what current retirees spend annually, as many seniors fear inflation will erode their savings.

‘living for the now’Retirement

Case study Zara Lim for Wealth article

Young Aussies rewrite retirement: work-optional by 40

Should you still work until retirement age? A growing number of people are redefining the roles of money, work and leisure.

commentaryPolitics

Art for Sloan column on Labor starting a war on generational wealth.

Boomers or bust: Wealth raid looms as Labor declares generational war on oldies

Australia stands on the brink of an artificial generational divide as Labor’s tax plans target the savings of elderly citizens.

six key areasPersonal Finance

Wealth tax traps loom from the Albanese government's economic roundtable. Picture: iStock

Wealth taxes in the firing line at Jim Chalmers’ economic table

If the government is looking for consensus on reforms for the productivity roundtable then wealth taxes already seem to be the common denominator.

‘loyalty bonus’Superannuation

Senior retirement couple holing coins and banknotes savings vector illustration. Happy retirement, financial investment planning, pension and savings concept

Secret super bonuses being gamed by savvy retirees

More big funds are luring investors to stay with them by offering conditional cash payments. But the practice is being questioned by advisers and consumer representatives.

Taxing timesSuperannuation

child and parent hands holding money jar, donation, saving, charity, family finance plan concept generic

The new inheritance tax trap and how to minimise the pain

The number of people set for a 17 per cent tax bill when they inherit super is about to increase substantially. But there are steps you can take to reduce your exposure.

wealthRetirement

Elderly upset scared business man holding piggy bank trying to protect his savings from being stolen isolated gray background; greed generic senior money

Why you won’t run out of retirement money

Want to retire without financial fears? Here’s why you’ll probably need less money than you think.

WEALTHRetirement

Cheerful senior woman with hat hugging her husband while looks at horizon over sea with outstretched arms. Happy retired couple enjoying summer holidays. Happy senior couple generic

How much it costs today to retire comfortably

Retirees were hit hard by the cost-of-living crunch in recent years, but relief has come. See what income and lump sum you’ll need.

WEALTHRetirement

Senior Couple Sitting On Garden Bench In Evening Sunlight; Happy retirees retirement generic.

The top money tip retirees would give their younger selves

Seniors have shared the financial moves they wish they made earlier in their lives. What would you do? Take our poll.

WealthRetirement

A glass jar full of Australian money, pension, generic

The retirement income sweet spot — and how to hit it

A retiree with $400,000 in super can out-spend someone who has $1m yet have a higher annual income. It’s all about targeting the age pension sweet spot and here’s how to do it.

WEALTHRetirement

Portrait attractive mature woman with blindfold covering one eye and looking with straight confident view into camera, isolated on white background.

Too many Aussies heading into retirement blindfolded

Running out of money and paying too much tax are two of the biggest dangers threatening retirees. Here’s how to prevent them.

WEALTHRetirement

Adult woman with long blond hair and a straw hat, wearing light summer clothes, enjoying summertime in the woods. Middle-aged early retirees generic

How to retire five to 10 years early

Covid changed people’s ideas on work, wealth and retirement, and people wanting to retire sooner may find it easier than they think.

Original URL: https://www.theaustralian.com.au/topics/insights