Investment property’s last loophole

Some investors look to have found a way to circumvent the crackdown on property lending, and access cheaper finance in the process.

New research from UBS has revealed a simple loophole that could explain how the growth in owner-occupied housing loans has largely compensated for the fall in investment loans.

But the honeymoon may not last long for those taking advantage of this lapse, as regulators can’t be pleased about this obvious attempt to dodge the current squeeze on loans for investment housing.