Household debt
More consumers using buy now, pay later and loyalty rewards for everyday expenses
Paypal, Flybuys and Afterpay say more people are using financial products and rewards programs as households battle cost-of-living pressures.
- by Jessica Yun
Latest
Opinion
Budgeting
Six tips to save you from a financial hangover this Christmas
It may be the most wonderful time of the year, but Christmas can also be the most expensive for many of us.
- by Victoria Devine
The Sydney suburb where nobody is behind on their mortgage
As some Sydneysiders fall behind on their repayments in the cost-of-living crisis, other neighbourhoods are better placed to keep up.
- by Kristy Johnson
Graduates to get early career reprieve from crippling student debts
The salary threshold at which student loans must be repaid will rise more than $10,000 a year under a federal Labor policy shift that will make the average HELP debt-holder $680 a year better off.
- by James Massola
Exclusive
HECS
Radical plan to slash student debts by tens of thousands of dollars
University debts could be slashed by up to 20 per cent under an Albanese government plan targeted at young voters.
- by Paul Sakkal
Opinion
Tax cuts
Should you spend or save your stage 3 tax cash?
While all of us have benefited from the recent cuts to the tax rate, confused messaging from the government may have you wondering what to do with it.
- by Victoria Devine
‘Once they max out, they come to us’: Pawnbrokers buoyed by cost of living
The industry says it’s providing a line of credit to people with nowhere else to go amid financial pressures, but advocates say it’s a legislative blind spot.
- by Penry Buckley
Tax attack could be next challenge for cash-strapped shoppers
Shoppers have yet to dip into their stage 3 tax cuts to boost spending. And they may face a new problem – the tax man.
- by Shane Wright
QCOSS reveals Queensland families struggling with cost of living
QCOSS CEO Aimee McVeigh speaks after the release of the 2024 Living Affordability Report.
Will applying for financial hardship hurt my credit score?
There are plenty of strategies to protect your credit score if your budget is under pressure.
- by Nicole Pedersen-McKinnon
‘Astronomical’ rise in mortgage offset accounts since the pandemic: NAB
Australians aged under 55 have been rapidly eating into their savings as they bear the brunt of the Reserve Bank’s fight against inflation.
- by Sumeyya Ilanbey
Original URL: https://www.theage.com.au/topic/household-debt-hor