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A Dutton government would push for a loosening of rules that affect how much customers can borrow for a home loan, it said this week.

Are banks too cautious? Dutton reignites ‘credit for the rich’ debate

The Coalition’s mortgage plan would have real effects on how much you can borrow from a bank, and for the housing market.

  • Clancy Yeates

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A huge crowd gathered to watch the tiny Chatswood block go under the hammer.

The borrowers more likely to fall behind than their neighbours

Interest rates stayed on hold this week, but some home owners are feeling the pressure a lot more sharply than others.

  • Alice Uribe
Home loans

More borrowers are ditching their bank as refinancing rate picks up

Home loan customers have been growing more proactive in seeking out cheaper loans recently, especially as interest rates trend lower.

  • Clancy Yeates
Australians hoping to buy their first property in one of the most expensive housing markets in the world will get $800 million more in assistance.

$800m to sweeten Labor’s deal for first-home buyers

Australians hoping to buy their first property in one of the most expensive housing markets in the world will get $800 million more in assistance.

  • James Massola
High house prices make it hard to achieve home ownership.

How home buyers can lift their budget and slash their payments – and why they shouldn’t

High property prices mean potential home buyers are already asking about ways to make their repayments more affordable, and lenders have noticed.

  • Caroline Zielinski
The end of pandemic-era assistance has contributed to Australian income inequality reaching its highest level this century.

Lucky for some: the older get richer in the worst wealth divide in two decades

A long-running survey of Australians has found inequality has shot up, just as young people find themselves shut out of the housing market.

  • Shane Wright
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The Reserve Bank, which is led by governor Michele Bullock, last week cut interest rates but made it clear it wasn’t sure it should have cut.

RBA is lost in the frightening territory of full employment

The central bank’s bizarre behaviour last week is a sign that it has lost its bearings and isn’t sure what’s happening in the economy or where it’s headed.

  • Ross Gittins
Sarah O’Donnell and her baby Sophie.

‘Breathing room’: Rate cut means Sarah can ‘splurge’ on Easter eggs this year

Four Sydney home loan borrowers react to the first interest rate cut in more than four years.

  • Kayla Olaya and Frances Howe
Michele Bullock

Use our mortgage calculator to check how much a rate cut would affect you

The Reserve Bank has cut the official interest rate for the first time in more than four years.

Prime Minister Anthony Albanese.

Albanese’s election plans hinge on rate cut for mortgage belt

Mortgage holders and businesses are hoping for an interest rate cut on Tuesday. Anthony Albanese wants it even more.

  • Shane Wright and Millie Muroi

Original URL: https://www.smh.com.au/topic/home-loans-5yb