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Home loans

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House listings have grown and prices are starting to fall.

How housing went from being a sellers’ market to a buyers’ market

The tight housing market supply that was responsible for two years of significant gains in national house prices is turning on its head.

  • Elizabeth Knight

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Adding an extra person to your home could help tip the scales on your mortgage.

Could a boarder help you pay your mortgage?

The immediate solution to the housing shortage is fitting more people into existing houses, but for those of us who own our home, there can be some hurdles.

  • Julia Hartman
Madison and Isabelle Camm used the Home Guarantee Scheme to buy their first home.

How Madison, 23, and Isabelle, 19, just bought a house

The sisters were living with their parents and dreaming of buying their own homes, but didn’t think it would be possible so soon.

  • Alexandra Middleton

Why the bank of mum and dad is branching out beyond home loans

The unofficial banking system known as the bank of mum and dad appears to be growing more crucial as younger people are squeezed by high costs.

  • Elizabeth Knight

The RBA chose to sit on its hands in 2024. Here’s why

If and when the RBA does cut interest rates, it will provide relief to millions. But it will also bring sighs of despair from others.

  • Shane Wright
Keystart loan thresholds have changed.

State help for home loans expanded, but it’s not hitting the right note: expert

State government lender Keystart announced on Thursday it was increasing the property price limit eligibility on loans from $650,000 to $730,000 to reflect Perth’s current median house price of $735,000.

  • Hamish Hastie
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First home owners have been hit with higher mortgage repayments.

How high-income earners are coping with higher interest rates

Tree-changing, downsizing, moving back in with parents – even households on solid professional incomes can no longer keep up with mortgages.

  • Elizabeth Redman
RBA members who will sit on the Reserve’s new monetary policy board.

Meet the people setting your interest rates

Six people have been appointed to help run the Reserve Bank and set interest rates as part of Jim Chalmers’ overhaul of the bank.

  • Shane Wright
An 8-star home, which includes solar generation, energy storage and an electric car, can be $6000 a year cheaper to run than other homes.

How home owners can save $6000 a year and stay cool

New modelling shows that spending $25,000 on improving energy efficiency – and driving an EV – can save $300,000 over a 25-year mortgage.

  • Jim Malo
Clovelly house prices are too high even for high-income buyers.

‘$200,000 is the new $80,000’: Where even top earners can’t afford a house

Even high-income earners would be locked out of buying a house in many suburbs due to the double whammy of high property prices and high interest rates.

  • Elizabeth Redman

Original URL: https://www.smh.com.au/topic/home-loans-5yb