Money
Borrowing
Opinion
Ask an expert
I’m in my early 20s. Should I buy an investment property?
Young people are constantly encouraged to get on the property ladder, but sometimes we can forget just how hard a decision it is.
- by Paridhi Jain
Latest
Opinion
Home loans
Paying off your mortgage could cost you in the long run
After buying a home, many Australians then turn their sights to paying it off as quickly as they can. But is that really the best move?
- by Melissa Browne
Analysis
Home loans
Applying for a loan? You’ll need to know this magic number
What is a credit score, and do they really matter if you’re trying to buy a home?
- by Caterina Hrysomallis
Opinion
Home loans
Help! I’m in ‘mortgage prison’, how soon can I get free?
If your mortgage is being held hostage by uncooperative lenders, there are some tricks you can try.
- by Nicole Pedersen-McKinnon
Analysis
Property prices
How to negotiate down the price of your first home
Making an offer below the asking price of your first home can shave months or years off the length of your loan. Here’s how to do it.
- by Nina Hendy
Opinion
Property market
This couple used Labor’s first home buyer scheme – here’s what happened
Buying a townhouse “so small you could accidentally lose it under a rug” took a lot of effort for this young couple.
- by Nicole Pedersen-McKinnon
Opinion
Superannuation
Spending super on housing could ruin your retirement. Here’s a better idea
While the positives of dipping into super to own a home include shielding people from rent volatility and building equity, the risks are significant.
- by Grace Bacon
Original URL: https://www.smh.com.au/money/borrowing