Opinion
BNPL
All the ways to get your pay early – and why you should never use them
Just 50 years ago, it was near impossible to spend more than you earned. Today, it’s a piece of credit cake.
- by Nicole Pedersen-McKinnon
Latest
Opinion
Interest rates
Why now could be the very worst time to fix your mortgage
Forget the fixed-rate cliff, Aussies locking in their home loans today risk altitude sickness.
- by Nicole Pedersen-McKinnon
Opinion
Parental leave
Despite our parental leave win, super is still sexist
Paying super on parental leave will add billions of dollars to the retirement funds of parent carers across the country. But it’s not enough.
- by Nicole Pedersen-McKinnon
Opinion
Hip pocket
How to safeguard your super from sharemarket volatility
For those approaching retirement, wild fluctuations can be stressful indeed. Here’s how to hold your nerve.
- by Nicole Pedersen-McKinnon
The rewards ruse that’s catching Telstra customers off guard
Banks, telcos and social media companies could soon be held accountable for failing to protect customers, but there is a big vulnerability in our anti-scammer systems that needs a fix.
- by Nicole Pedersen-McKinnon
Opinion
Hip pocket
Mortgage giving you heart palpitations? Try CPR
One in five Aussies have to hand over more than half of their wage for their home loan, according to research. But there is a solution.
- by Nicole Pedersen-McKinnon
Will applying for financial hardship hurt my credit score?
There are plenty of strategies to protect your credit score if your budget is under pressure.
- by Nicole Pedersen-McKinnon
Opinion
Building insurance
How I cut my home insurance premium by $879 in just 48 minutes
Insurance premiums are rising, and while getting on the phone to your insurer can be a drag, the savings are worth it.
- by Nicole Pedersen-McKinnon
Opinion
How to get a pay rise
Women work 50 days extra to equal men’s pay. Here’s a way to fix that
For every dollar an average man earns, the average woman makes just 89 cents. I don’t know about you, but that also makes me think: challenge accepted.
- by Nicole Pedersen-McKinnon
Opinion
Kids & money
My top tip to teach kids about money: make it hurt
It may sound harsh, but it’s all a tremendous exercise in assiduous money allocation – and a little pain for a lot of pay-off.
- by Nicole Pedersen-McKinnon
Opinion
Ask an expert
I’m recently divorced. Should I pay off my mortgage or boost my super?
There are two simple things you need to aim for at retirement: enough money to live on and a property to live in. Working out which to prioritise can be hard.
- by Nicole Pedersen-McKinnon
Original URL: https://www.smh.com.au/by/nicole-pedersen-mckinnon-hveqa