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Could your side-hustle void your home insurance?
Sponsored by
If your ABN is registered to your home address, your coverage could be impacted.
When a fire destroyed Justin Uebergang’s family home, his claim was denied because he made $70 a week selling eggs at the gate. The egg business had nothing to do with the fire and wasn’t being run from the house
Maurice Blackburn Lawyers are representing Mr Uebergang to fight his insurance’s decision.
They say his case is just the tip of the iceberg.
A lot of people don't know that undertaking any business activity at the same address as the home that they're insuring could potentially void their home and content insurance policy if they have to make a claim.
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Hayriye UlucaPrincipal Lawyer
Maurice Blackburn Lawyers
Whether you run pilates classes from your home, freelance from a home studio or repair bicycles in your garage, your home insurance coverage could be cancelled.
OR if you make an unrelated claim for storm damage, flood or burst pipe, your claim could be rejected.
Even if you’re not using the house to run your business, you could have a flood or a storm event, and the insurer may deny your claim due to unrelated business activity.
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Hayriye UlucaPrincipal Lawyer
Maurice Blackburn Lawyers
It’s crucial to read the Product Disclosure Statement and if you’re unsure about something, give your insurer a call.
Before taking out a policy
Before taking out a policy
Additionally, you should not mislead or lie about your circumstances. If your circumstances change and you register an ABN from your home address, ask your insurer whether this impacts your cover.
Still, the onus is on insurance providers to let customers know what they need to disclose.
If your claim is rejected or policy voided due to running a home business, you should seek legal advice.
Navigating an insurance claim? 
sponsored by Maurice Blackburn Lawyers
																											

Original URL: https://www.news.com.au/web-stories/free/news-com-au/could-your-side-hustle-void-your-home-insurance