Wild way 22yo student saved $100,000

A uni student has revealed how she’s managed to earn over $100,000 before even finishing her degree and what she plans to do with her money.

A university student has revealed her wild plan to be able to both buy a home and become a digital nomad before she’s even 25.

*Violet, 22, lives in Queensland and runs the successful TikTok account Organise My Money, where she’s amassed over 170,000 likes.

Once she finishes her degree, she plans to buy a home and become a digital nomad, and she’s set to achieve both goals.

“I am going to try become a digital nomad, living and working from wherever life takes me,” she said.

She shares her budget online. Picture: OrganiseMyMoney

Violet is currently working four jobs in a desperate attempt to make her dreams happen. She posts everything from her budget breakdowns to her savings goals online.

Currently, she’s studying for a Bachelor of Business, majoring in accounting, and a Bachelor of Property Economics.

Violet might have four jobs now, but securing them wasn’t easy. She was an unskilled university student when she decided she wanted to make more money.

“Finding a job as a university student with limited experience was incredibly challenging. I applied for over 60 positions over three months and only received two interview opportunities,” she told news.com.au.

She said she received so many job rejections that it made it “difficult to stay motivated”, but now she’s landed four jobs, she’s glad she stuck with it.

Violet works as a part-time assistant accountant at a start-up company, two days a week as an assistant at a small financial advisory firm, in hospitality, and occasionally at the hardware chain Bunnings.

She’s the definition of a keen worker.

Her job as an assistant accountant is great because she was “surprised by the pay rate” offered. She enjoys her job doing administration, which pays just under $30 an hour, because she’s “learning so much”.

She also loves working in hospitality and retail because it boosts her savings, but they are both “social jobs”.

Violet’s wage varies because of the multiple jobs she works and the number of hours she works, but on average, she earns around $1800 a week after tax, which is over $100,000 a year before tax.

Hard work aside, how does she find the motivation? Most people, while studying, work part-time and spend their spare time at house parties and treat 2-minute noodles like a food group, but Violet’s far more disciplined.

The 22-year-old told news.com.au that she’s always been financially motivated because she wants to be independent.

“I started saving for my first investment property when I began tutoring piano and mathematics in my local town at 13. My deposit is currently at $160,000, and I am currently in the process of getting preapproval,” she said.

While $160,000 might sound like a massive amount of money for a first home deposit, the university student would still like to add more to her nest egg.

“The larger the deposit, the better, so I am still on the grind to increase that amount,” she said.

She wants to become a digital nomad. Picture: TikTok/OrganiseMyMoney

She's super focused on work. Picture: TikTok/OrganiseMyMoney

The financial influencer said she’s so motivated to get ahead financially because money controls people’s lives.

“As much as some people don’t want to admit it, money dictates your life, whether you like it or not,” she said.

“My dream and goal is to achieve financial freedom, allowing me to do whatever I want, whenever I want. The only thing preventing me from doing this now is money. You only have one life, and I am learning pretty fast that this one life goes extremely fast.”

She works five days a week, which limits her social life, but she tries to have fun.

“I go to the gym every morning with my best friend, and we sometimes go on matcha dates before work. I never miss a friend’s birthday or any big events. I am a big rugby union fan, so spend a lot of time Wednesday nights and Saturdays watching rugby games,” she said.

Violet also reminds herself that soon she’ll be living her best life overseas, and all this work will have set her up for success.

“I am working hard now for my fun of living overseas as a digital nomad, and I have no doubt my social life will pick up then,” she said.

Despite how hard she’s working to get ahead, the 22-year-old is optimistic about Generation Z.

“I definitely think my generation has our work cut out for us, but that doesn’t mean it’s impossible. It will require a little more sacrifice than previous generations, but with a solid plan, an early start, and some hard work, there is nothing stopping any of us from achieving what we want to achieve,” she said.

*Name has been changed for privacy.