Brutal reaction after young Aussie revealed her dad bought her a house

A video of a young Aussie explaining how she was able to break into the property market has sparked a brutal online reaction.

“Would you let your parents buy you a home?”

The answer for young Aussie, Tarhnee, was yes, but she’s being trolled online because of it.

Tarhnee is a 24-year-old mum-of-two and her hardworking tradie dad was in a position where he could help his daughter and her family.

Her dad bought a modest home in March 2023. Tarhnee said that passing down “generational wealth” instead of “generational trauma” should be seen as parenting goals and it is what she hopes to do for her children.

The home, which is located in regional NSW, is still under her dad’s name, but he bought it for Tarhnee and her family to have “secure” housing.

“He bought it for me with the intention of keeping myself, his grandkids, and his son-in-law in secure housing during the rental crisis and also to give us a chance of owning a home,” she told news.com.au.

Tarhnee said she “voluntarily” pays him some money weekly, but she’ll never be able to pay back the “full cost” and the house will ultimately become hers.

Tarhnee said she ‘voluntarily’ pays her dad some money each week, but revealed she will never be able to pay him back completely for the home. Picture: TikTok/sunshinepuffle

Her dad wanted the young family to have secure housing. Picture: Supplied

The home isn’t luxurious by any measure. In fact, it needed extensive renovations to make it liveable for Tarhnee’s young family, with the mum documenting the rigorous process online.

“It was completely trashed, and borderline unliveable, so dad, my husband and my younger brother had to do a massive amount of DIY work to get the house into a home, it took three months of around the clock work,” she said.

The home renovation resulted in the family finding literal garbage hidden in the walls.

Tarhnee has been transparent with her online followers, saying that her dad’s money allowed them to avoid renting, but people aren’t impressed.

It is now more common than ever for parents to help bankroll their children into the property market, but there’s still stigma around it.

Rarely do people admit online that their parents were the reason they could get themselves a house, but Tarhnee’s honesty isn’t being rewarded.

She said that she thinks the “negativity” comes from people not fully understanding how hard it is for young people.

“This is something a father would want to do for their child in 2024 in the current housing climate. With things like the rental crisis and cost of living crisis happening, opportunities like this don’t seem possible and I am extremely fortunate to have a dad like the one I have,” she said.

Her dad and bother have been helping her renovate the home. Picture: TikTok/sunshinepuffle

The 24-year-old expressed how lucky she is that her dad was able to buy her a house. Picture: Supplied

One person commented on Tarhnee’s housing situation and said it “must be nice” to have someone buy her a house.

“It is!” Tarhnee said.

She said that her dad has worked incredibly hard for her entire life.

“When I was a baby, he used to carry sacks of concrete up flights of stairs, and that meant he was only just able to afford my baby food,” she said.

Tarhnee said she’s already told her dad that she’ll never be able to repay him for the money he gave her to buy a home.

“He said, I know, be happy, look after my grandkids, give them as many opportunities as you can,” she said.

While plenty of people online applauded her dad’s actions, others were quick to point out they weren’t as lucky.

“Lucky you! I had to do everything on my own,” one commented.

“A happy life is a private life,” another quipped.

When someone commented and asked what the “moral” of Tarhnee’s story was, she said the moral was that it was “nice” to be given a house and her dad was “awesome”.

She also added that she had already told her dad he’d never have to go to a retirement home because he could come and live with her and her family and that she would make him steak whenever he wanted going forward.

When the house was bought she was pregnant with her second child. Picture: Supplied

The whole family pitched in to get the house looking good. Picture: Supplied

Buying a house in Australia is becoming an increasingly distant dream for many young Aussies because of the rising prices.

The median property price for Australia now sits at a staggering $765.762 and the average full-time salary in Australia hovers around $74,000.

It leaves young Aussies struggling to get ahead, and the ‘Bank of Mum and Dad’ has practically become its own financial institution.

A recent Finder survey found that 1 in 10 Aussies revealed they had received financial assistance from their parents towards a deposit on their first home.

Those who received financial assistance were granted an average of $56,231 towards their deposit.

Money expert Richard Whitten said that he can see why people borrowing from their parents has become popular.

“Given that saving the deposit is the biggest hurdle for many borrowers, getting parental help at this stage clearly makes the task easier. But in the long term, if property prices keep growing, deposit sizes will, too. And the whole thing gets even harder for everyone,” he said.

Mr Whitten said buying a house with support from your parents has some obvious advantages.

“You can build a deposit faster, enter the market sooner, borrow less, and improve your chances of getting a loan approved,” he said.

However, he also said there is a “negative” side to borrowing from mum and dad.

“On the negative side, a lot of people aren’t comfortable getting that level of financial assistance from family members. It can be an unpleasant subject,” he said.

“There’s also a risk that borrowers get a loan approved with financial help from their family but find that they struggle to make the repayments on their own.”