Our great age-based spending divide as living costs bite
Spending on travel, leisure and eating out is rising much faster for one key age group, new Commonwealth Bank numbers show.
MoneySaver HQ
Key causes of money fights, and how to stop them
Money conflicts aren’t always the root cause of relationship breakdowns but they flare when tensions are high, and experts say there are ways to navigate around this hazard.
How the ATO is watching you more closely
Your Uber, Airbnb, cryptocurrency and property transactions are being tracked in detail as ATO data matching expands further.
Stock market sectors that could benefit from budget’s cash splash
Mining and renewable energy-related companies are the biggest winners from the big-spending budget, but some other sectors could also get a boost.
Would you give back your $300 energy relief handout?
Every household is getting $300 off their energy bill, even if they don’t need it. It sparks a fiery debate about wealth and tax.
Super taxes surge: here’s why
A growing pool of national savings is good for tax collectors, budget documents show. The forecasts may surprise you.
Are property investors really too greedy?
Attacks on landlords and policies that push them out of real estate investment could come back to bite everyone, including tenants.
Energy bill relief won’t pay for PM’s broken power promise
Energy bill relief of $300 will be welcomed by households but it’s not enough to offset Labor promises of price cuts in late 2021.
Budget blues: biggest mistakes when managing your money
Tuesday’s budget showered people with cash from a government happy with debt. This won’t work for you at home, so avoid these errors.
If you were treasurer, what would you cut back?
Being a treasurer is tricky, for personal household budgets too, and it’s worth thinking about the expenses you’d cut if you were Jim Chalmers. Take our poll.
Why workers are postponing their retirements
Will I have enough money to retire? An increasing number of over-55 workers don’t think they will, AustralianSuper has found.
Six shopping hacks to save money at the supermarket
Has your grocery bill gone through the roof? Try these experts’ tips to cut your household costs by shopping smarter.
The dangers of trusting financial forecasts
The RBA discussed raising interest rates at its latest meeting. That suggests that most forecasters have failed, so how do you react?
Why age isn’t just a number when it comes to your money
Birthdays over age 50 can bring fresh chances for tax and super incentives, government benefits and other financial windfalls.
What the ATO will target in your 2024 tax return
Hundreds of thousands of tax returns had mistakes in them last year, and the ATO is sharpening its focus on three key areas.
Home or holiday? It’s a tough choice
As property price rises make home ownership harder, many people give up saving, but there are ways to get a foot in the door.
Age pension: big surprise for older Australians
People nearing retirement may be pleasantly shocked to know couples can have more than $1m and still get a pension. So are pension limits too generous? Take our poll.
An ASX200 index above 8000? Are analysts dreaming?
Aussie shares flirted with a record high in March but it’s been downhill since then. Can it rebound to fresh peaks this year?
Who’s holding all of your cash?
Bank deposits have boomed in recent years because of two key factors. See where the money has been stashed.
What your super balance should be for your age bracket
Worrying about not having enough to retire comfortably is a big fear, but anxiety may be unnecessary. See what super you’ll need.
Are you an easy target for government tax grabs?
There are ways to make yourself slippery prey for governments wanting to eat into your wealth by lifting taxes.
Cost of living forces investment rethink
Young adults are ditching investment plans in droves as they struggle to make ends meet, but it threatens to hit them twice.
Inflation pain since the pandemic: biggest cost rises
Bread up 25 per cent, fuel up 38 per cent: no wonder households are hurting, and new CPI figures show inflation’s impact on necessities. See the 20 biggest rises.
Money sacrifices to protect your household
Cutting costs has been a necessary mission for millions of homes across Australia, but some cutbacks are potentially dangerous.
The rise of rentvesting gathers pace
Tenants are turning into property investors in greater numbers amid Australia’s housing supply squeeze and property price boom.
Why Jim Chalmers might ruin real estate’s year
Will he or won’t he? If the Treasurer targets negative gearing and other property taxes, the consequences could be painful for all.
Share dividends: what impact will interest rate cuts have?
Miners and banks will dominate dividends this reporting season, and it will take time to see and measure the effects of Reserve Bank rate cuts.
Where to find the best bank deposit interest rates
Savers are being urged to watch their deposit accounts closely as interest rates peak to get the best possible deals. Here’s where.
How the Bank of Mum and Dad can keep kids’ assets safe
Parents worried about giving money to their children to buy a home, then losing it to their ex, have more options than they may think.
How your wage really stacks up
Tax cut talk has focused on the incomes of Australia’s 12.6 million workers, but what’s a high wage and what’s not? Don’t trust the numbers.
What people are cutting to keep their life insurance
The pandemic produced a change in thinking around health and family protection, making life insurance a winner.
Inflation’s impact on you: the biggest rises and falls
Shrinking inflation could prompt an interest-rate cut in only three months, but households will continue to battle high living costs.
Frequent flyer points hack that could hurt your finances
Reward point offers are multiplying among credit cards, and consumers are being warned to understand the potential traps.
How to get richer by setting and sticking to money goals
Are your financial dreams and goals slipping away? Here’s how to create a plan and stay on track to become wealthier.
Why infrastructure investments may be about to sparkle
Poles, wires, railways, roads and airports: here’s why investments in infrastructure may be about to take off again.
Grumpy old man’s tips for buying real estate young
Cut back on junk spending and save for a home instead – it’s blunt advice from a grumpy old man, but can pay off enormously.
How to handle a January debt hangover
Households straining under the weight of heavy holiday debts have ways to fight back. Here’s what the experts say.
Why stage three tax cut turmoil had to happen
July’s tax cuts come after earlier cuts for low and middle income earners are long forgotten. It’s no wonder controversy continues.
Why stage three tax cut turmoil had to happen
July’s tax cuts come after earlier cuts for low and middle income earners are long forgotten. It’s no wonder controversy continues.
How high can CBA shares go?
Banks are tipped to book lower profits this year, but CommBank’s share price defies expectations – pleasing its 800,000 shareholders.
How salary packaging can deliver big bucks
Millions of employees can save thousands of dollars a year by paying for work-related expenses with pre-tax wages, and rule changes have made it more attractive.
Another big bank says interest rate rises have peaked
NAB has changed its call on official interest rates ahead of the Reserve Bank of Australia’s board meeting in early February.
The best credit cards for collecting frequent flyer points
Want to sharpen your skills at getting something for nothing? Learn how to maximise reward points offered by credit cards and airlines. Here’s how.
10 top stock picks for 2024
Leading fund managers share their high-performance stock tips for this year and beyond across Australian and global companies.
Bonds tipped to bounce back and reward patient investors
Bonds were shaken, stirred and spat out in the past couple of years amid rising interest rates, but experts expect a good 2024.
How to navigate super’s valley of death
When your superannuation balance gets big, trouble can start and potentially kill off some wealth and pension benefits. Here’s how.
Will 2024 be better for property investors?
Many of the nation’s 2.2 million real estate investors had a tough 2023, but a brighter outlook is emerging. Here’s why.
Growth in green loans putting money in peoples’ pockets
Cheaper interest rates are a side benefit of buying solar systems and electric vehicles as a new type of lending accelerates.
Household costs that could drop this year
Welcome relief looms for households in 2024 after living costs surged for two years. Here’s where economists see the likely falls.
How to save 50c a litre on petrol
Petrol price cycles in several capital cities are producing a wide gap between cheap and costly fuel, catching out many motorists.
Original URL: https://www.heraldsun.com.au/moneysaverhq/page/3