Superannuation mistakes to avoid making this month
The end of financial year is looming and there’s plenty you can do to maximise your investment returns. Just don’t get caught in this common trap.
Personal Finance
Beware of these tax traps before June 30
Early June is the time to start taking tax seriously if you want to grab the biggest deductions and avoid an ATO audit.
How more young adults are finding super success
Younger Australians are focusing on superannuation earlier than their parents and it’s paying off with a 30-year-old median wage worker today eyeing a balance over $600,000.
The property tax mistake costing investors thousands
Real estate investors can access some big tax deductions but many miss out by failing to ask the right questions.
What now for ailing resource giants?
Our big five resources stocks – BHP, Fortescue, Rio Tinto, Woodside and Santos – have disappointed investors recently, and now face fresh challenges.
Is your bank cutting rates quickly or making millions instead?
Macquarie Bank has fast-tracked passing on the RBA rate cut to its customers, laying down a challenge to big four rivals. See how long your bank will take to pass on rate cuts.
High term deposit rate days are numbered
Reserve Bank interest rate cuts are denting the incomes of savers, but there are ways to minimise the losses. Here’s how to invest cash and what a decent term deposit rate looks like now.
Which bank? Mortgage relief comes faster for some after RBA move
Some of the big banks are lowering home loan rates faster than others after the RBA cut interest rates by 0.25 percentage points, in a move welcomed by millions of borrowers.
Property myth busted: how long it takes for prices to double
Don’t bank on your house to double in value this decade a long-term analysis suggests.
Why the new $1000 tax deduction could be a trap
Work-related expenses are complex, and an easy $1000 deduction at tax time is attractive, but experts warn people may miss out on money.
What the US-China tariff deal means for investors
A trade war truce between the US and China shows common sense is back, but the relief for investors and super fund members may be temporary.
Age of entitlement puts baby boomers at risk
Baby Boomer parents are lending and giving huge slabs of money to their children, and experts urge them to understand the risks.
10 Aussie shares likely to do better under Labor
A bigger-spending Albanese government will boost some stocks and sectors more than others. See our share analysts’ top 10 list.
Downsizers pumping property profits into super for $300k boost
More older homeowners are taking advantage of the downsizer scheme for over-55s to pump cash from property into super, but there are some potential pitfalls. Here’s what you need to know.
Who the ATO will target this tax time
A bather-buying truckie, real estate agent dental work, and people double-dipping are among dodgy tax deduction attempts the ATO has denied.
Are loans with 10 years interest-only the future of mortgages?
Home loans with longer interest-only periods, offering lower initial repayments, are appearing in Australia as housing costs climb.
Inheritances under strain amid more marriage break-ups
Older Australians are not only wealthier – they are increasingly likely to divorce – here’s what to do.
How much prices have climbed under Labor
Living costs have surged since Labor took power three years ago. See the list of what has increased the most.
Bank account mistakes that will weaken your wealth
Looming interest rate cuts are piling pressure on Australians to check their deposits. Here are the most costly errors we make.
This investment’s popularity has grown despite stockmarket turmoil
Investors pumped more money into a fast-growing financial product even as shares tumbled earlier this month. Here’s why.
The best places to invest for income
Volatility in global financial markets has made income more valuable for investors, but what are the best options?
Want to be a property investor? Ask these 10 questions first
Investing in real estate is a cornerstone of wealth for a majority of Aussies, but before getting started you should ask yourself this.
Pain at the supermarket: how to save money
Shopping hurts hip pockets more than ever but supermarkets are not price gouging. Here’s what you can do.
How to deal with Donald Trump’s sharemarket slide
The worst stock market fall since Covid is worrying investors and superannuation savers, so what should you do?
Seven important tax tips for property investors
Cricket great Bill Lawry’s exclamation “it’s all happening” applies to real estate investors today, so don’t miss out on tax deductions.
Want to join the gold rush? Read this first
A golden run for the popular precious metal has sent it soaring to record highs, and investors seeking a slice have several options.
What if you ran your household budget like Jim Chalmers?
The Treasurer’s latest federal budget was another big-spending monster, and carries a key lesson for Aussie individuals.
Should you buy into boring stocks right now?
Telstra, Woolworths, Coles and Origin Energy are among the companies that may be worth a closer look as share markets struggle.
Share tips amid Trump and federal election uncertainty
Headwinds are piling up for investors in the coming days and weeks. Here are our experts’ stock tips to buy, hold and sell.
Immigration’s impact on your money
Crowding the housing market or creating jobs and wealth for everyone? The migration debate will intensify in the weeks ahead.
Why you won’t run out of retirement money
Want to retire without financial fears? Here’s why you’ll probably need less money than you think.
How much your frequent flyer points are really worth
A majority of Australians are members of at least one frequent flyer program, but don’t realise their points are a valuable asset.
Anxiety about retirement and super rises on Trump tariff talk
Global economic and financial markets fear is adding to worries that are already eating into the minds of older Australians.
Alternatives to buying bank shares
This week’s share tips columnists focus on a couple of finance stocks that could outperform Australia’s struggling banks.
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