Winter bill chill: how to cut your energy costs
Much of Australia is freezing right now so heaters – and energy bills – are surging. Here’s how to reduce some of the pressure.
Personal Finance
Five ways to make interest rates work harder for you
The RBA’s decision to hold interest rates surprised many but rather than sit back and wait, here’s how you can build wealth with this year’s rate cuts so far.
The winners and losers from new superannuation rules
There’s good and bad in this week’s suite of superannuation rule changes that came into force from July 1 | Here’s what to do about them.
Seven global trends to shape your investments this financial year
Investors have been rattled by global shocks in recent months but markets remain near record highs, so where should they focus?
Top 10 last-minute tax deduction tips to increase your return
Time is quickly running out for taxpayers who want to beef up their refund from this financial year. These 10 strategies can deliver big deductions.
We’re getting richer quicker, and by the trillions
Household wealth has hit $17.3 trillion for the first time, capping off a stellar five-year period and led higher by one key asset class.
Five ways a new US war can hit your finances
From petrol prices to interest rates, if the new Middle East conflict spreads it could impact Australians’ investments and nest eggs.
These 15 stocks are booming amid a ballooning of defence budgets
Defence companies have doubled in value in a year, and experts say the outlook suggests more growth ahead for investors. Here are 15 stocks on the rise.
How much you need to retire comfortably this year
A comfortable retirement is more within reach for younger workers, and the cost of essentials is easing for seniors. Here are the latest figures on how much you need to retire well.
Tax time advice: how to avoid an AI-powered scam
Artificial intelligence is powering up tax-time scam attacks on unsuspecting Aussies, making it vital to learn how to protect yourself.
War and money: how markets could unravel quickly
As Israel’s strikes on Iran threaten to spark a wider war, lessons from the global financial crisis – when freaked-out Aussie stocks plunged 54 per cent – are worth revisiting.
The savvy investor’s checklist for EOFY success
If you own an investment property, superannuation or hold shares, now is the time to make these smart money moves.
Why your Qantas frequent flyer points will lose value, but members can still win
A devaluation of Qantas points is coming, but savvy members who treat them as an investment can still enjoy rich rewards.
Aussie homeowners may benefit from Trump-Musk fight
The public battle between Donald Trump and Elon Musk could assist a large group of Australians who have been doing it tough.
The tax deductions many Aussies miss
As the $3.5 trillion Australian wealth transfer starts to shape donations to charities, donors are making these four mistakes.
Superannuation mistakes to avoid making this month
The end of financial year is looming and there’s plenty you can do to maximise your investment returns. Just don’t get caught in this common trap.
Beware of these tax traps before June 30
Early June is the time to start taking tax seriously if you want to grab the biggest deductions and avoid an ATO audit.
How more young adults are finding super success
Younger Australians are focusing on superannuation earlier than their parents and it’s paying off with a 30-year-old median wage worker today eyeing a balance over $600,000.
The property tax mistake costing investors thousands
Real estate investors can access some big tax deductions but many miss out by failing to ask the right questions.
What now for ailing resource giants?
Our big five resources stocks – BHP, Fortescue, Rio Tinto, Woodside and Santos – have disappointed investors recently, and now face fresh challenges.
Is your bank cutting rates quickly or making millions instead?
Macquarie Bank has fast-tracked passing on the RBA rate cut to its customers, laying down a challenge to big four rivals. See how long your bank will take to pass on rate cuts.
High term deposit rate days are numbered
Reserve Bank interest rate cuts are denting the incomes of savers, but there are ways to minimise the losses. Here’s how to invest cash and what a decent term deposit rate looks like now.
Which bank? Mortgage relief comes faster for some after RBA move
Some of the big banks are lowering home loan rates faster than others after the RBA cut interest rates by 0.25 percentage points, in a move welcomed by millions of borrowers.
Property myth busted: how long it takes for prices to double
Don’t bank on your house to double in value this decade a long-term analysis suggests.
Why the new $1000 tax deduction could be a trap
Work-related expenses are complex, and an easy $1000 deduction at tax time is attractive, but experts warn people may miss out on money.
What the US-China tariff deal means for investors
A trade war truce between the US and China shows common sense is back, but the relief for investors and super fund members may be temporary.
Age of entitlement puts baby boomers at risk
Baby Boomer parents are lending and giving huge slabs of money to their children, and experts urge them to understand the risks.
10 Aussie shares likely to do better under Labor
A bigger-spending Albanese government will boost some stocks and sectors more than others. See our share analysts’ top 10 list.
Downsizers pumping property profits into super for $300k boost
More older homeowners are taking advantage of the downsizer scheme for over-55s to pump cash from property into super, but there are some potential pitfalls. Here’s what you need to know.
Who the ATO will target this tax time
A bather-buying truckie, real estate agent dental work, and people double-dipping are among dodgy tax deduction attempts the ATO has denied.
Are loans with 10 years interest-only the future of mortgages?
Home loans with longer interest-only periods, offering lower initial repayments, are appearing in Australia as housing costs climb.
Inheritances under strain amid more marriage break-ups
Older Australians are not only wealthier – they are increasingly likely to divorce – here’s what to do.
How much prices have climbed under Labor
Living costs have surged since Labor took power three years ago. See the list of what has increased the most.
Bank account mistakes that will weaken your wealth
Looming interest rate cuts are piling pressure on Australians to check their deposits. Here are the most costly errors we make.
Original URL: https://www.heraldsun.com.au/business/personal-finance