Interactive: Nation’s most cash-rich suburbs revealed

A new index ranking spare cash flow in every Aussie postcode has uncovered some surprising new financial hotspots. SEARCH YOUR SUBURB

Cash flow by suburb has been revealed

A new index ranking spare cash flow in every Aussie postcode has revealed the unexpected financial hotspots where residents have enough in the kitty to fund a home purchase or other investment.

The report by investment platform Betashares shows the average household has $37,367 in spare cash flow each year, with middle Australia leading the charge in financial resilience.

Suburban and rural areas outshone the traditionally affluent urban elites, according to the inaugural Spare Cash Flow and Financial Opportunity Index.

A three-bedroom house listed in Loganholme, one of the affordable Queensland suburbs with high cash flow

Based on data from 52,000 Australian households in September 2024, the index highlights top-performing middle-income and regional locations winning in the savings game despite inflation and interest rate hikes.

See how your suburb ranks:

An apartment in salubrious Rushcutters Bay, where the average household cash flow was $240,192

STATE INSIGHTS

NSW: Rushcutters Bay, Balmain, and Matraville top the state in spare cash flow.

VIC: Olinda and South Melbourne are driving financial opportunity, with middle-income households leading the way.

QLD: Suburbs like Dayboro and Mothar Mountain reflect how more Queenslanders are moving away from the city but maintaining high disposable incomes.

WA: Perth’s suburban areas like Carlisle and Bertram are seeing strong financial flows, supported by high wages and affordable living.