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Don’t Fret Pet’s director, Jenny Brearley

This win-win for pet lovers can pay off nicely

Retirees and other animal lovers can boost their income by helping to meet surging demand for pet sitters and dog walkers.

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Candid portrait of factory worker laughing; senior employee generic

Pension bonus for working seniors: is it worth it?

Older Australians can work more hours this financial year before losing pension income, but it’s wise to crunch the numbers first.

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House model and key in home insurance broker agent hand or in salesman person. Real estate agent offer house, property insurance and security, affordable housing concepts. Property investing, investment. Source: istock - for Herald Sun realestate

OPINIONOpinion

Why property is better than shares for investors

Returns from property have beaten shares comfortably this century — and there are other reasons why real estate is a favourite.

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21st September 2022. Daily Telegraph. Smart Daily. Turramurra, Sydney, NSW, Australia. Pics by Julian Andrews. Portraits of Zippy Financial's Louisa Sanghera pictured in her leafy street in Turramurra. Louisa is one of the experts quoted in story for SMARTdaily about parents going guarantor for children's mortgages.

Parents’ home loan help comes with risks

Huge mortgages can be hard to secure, and more parents are using their own homes to help out. They should know the pitfalls.

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A young couple have just moved into the first home and have signed up to a new mortgage. Picture: iStock.

Change your mortgage with $20, $50 or $100

Interest rates are continuing to tumble allowing borrowers to pay down their mortgages at a rapid pace. This is how much difference paying extra each week can make.

Sisters Lisa, 42 (green), and Tania Costello, 41, recently refinanced their loan from NAB to Macquarie Bank which saw their interest rate fall from 4.47 per cent to just 3.44 per cent, saving them thousands per year. Picture by Wayne Taylor 3rd July 2019

How you can save $4700 on your mortgage

Home loans have never been cheaper so borrowers should be trying to be pay off their debt faster. There are some easy changes you can make to save thousands.

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Stock Photo of Australian Money, coin and notes generic

Rate cut’s slow torture of retirees

As borrowers rejoice over another Reserve Bank interest rate cut, savers and seniors are getting stung again and need to weigh up the options for their cash in the bank.

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Generic of a doctor conducting a health check on money (a number of $50 notes).

Why you must check your health cover

Private health insurance changes are under way but some say the new “simpler” tiered system is just as confusing as health cover has always been.

A cheerful young woman sitting at home on the couch. She has a mortgage on her first home. Picture: iStock.

Mortgage tricks to help you get ahead

Home loan rates are continuing to tumble, giving you the perfect chance to pay down your mortgage. Here are three things you should do to slash your home loan debt, faster.

Retirement, travel generic: Closeup side view of a senior couple riding a jet ski on a sunny summer day at open sea.

How much you’ll need to retire

Retiring financially comfortable is a dream of most people, but some never get there. Superannuation is playing an important helping hand but you still need to do some work yourself.

tax, generic, magnifying, worker, deductions

Why side hustles are a tax minefield

Millions of Australians who run small businesses or have side gigs in the sharing economy can’t escape the taxman’s magnifying glass. Here’s what you need to know.

A woman talking a selfie on her smartphone or mobile phone. Picture: iStock.

The biggest win for Telstra customers

Telstra has overhauled its plans for mobiles and broadband but this change is one of the most significant and will help millions save.

Australian 100 dollar notes in jeans pocket. money, wealthy, rich generic

Tax habit you should change this year

Aussies will soon have a tax cut of up to $1080 available to them through their tax refunds. But there’s a habit you’ll need to break if you hope to be among the first recipients.

Best way to spend Frequent Flyer points

More than half of Australia’s population has a Qantas Frequent Flyer card and is affected by the airline’s recent changes. Here’s how to maximise your points-earning power.

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