SMSFs

Australians will now be able to access financial advice from their super fund for less than $100 following the introduction of new laws.

Latest

Self-managed superannuation funds in Australia are exhibiting a concerning trend in over-allocating to vulnerable assets such as shares and property.

Generally, SMSFs don’t make sense unless there is a specific investment case that requires them, or your balance is above $1 million.

Super funds are very well run, well regulated and great value for money. Stepping away from these solutions would require very compelling benefits.

Borrowing to invest is certainly a key wealth creation strategy, but it all comes down to your appetite for risk.

While all regulated super funds have to report members’ pension payments to the ATO every three months, what happens when you manage your own super?

If couples and families don’t put proper preparations in place, serious financial problems can emerge when a loved one dies.

For most, there comes a time in later life where the costs in time and accounting fees of a self-managed super fund outweigh the benefits.

Having full control over your superannuation sounds great in theory, but there’s much more to self-managed super than meets the eye.

Asset-rich buyers who don’t need a mortgage are arriving in droves, while others struggle against high interest rates and the cost of living.