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The RBA chose to sit on its hands in 2024. Here’s why

If and when the RBA does cut interest rates, it will provide relief to millions. But it will also bring sighs of despair from others.

  • Shane Wright

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Keystart loan thresholds have changed.

State help for home loans expanded, but it’s not hitting the right note: expert

State government lender Keystart announced on Thursday it was increasing the property price limit eligibility on loans from $650,000 to $730,000 to reflect Perth’s current median house price of $735,000.

  • Hamish Hastie
First home owners have been hit with higher mortgage repayments.

How high-income earners are coping with higher interest rates

Tree-changing, downsizing, moving back in with parents – even households on solid professional incomes can no longer keep up with mortgages.

  • Elizabeth Redman
RBA members who will sit on the Reserve’s new monetary policy board.

Meet the people setting your interest rates

Six people have been appointed to help run the Reserve Bank and set interest rates as part of Jim Chalmers’ overhaul of the bank.

  • Shane Wright
An 8-star home, which includes solar generation, energy storage and an electric car, can be $6000 a year cheaper to run than other homes.

How home owners can save $6000 a year and stay cool

New modelling shows that spending $25,000 on improving energy efficiency – and driving an EV – can save $300,000 over a 25-year mortgage.

  • Jim Malo
Clovelly house prices are too high even for high-income buyers.

‘$200,000 is the new $80,000’: Where even top earners can’t afford a house

Even high-income earners would be locked out of buying a house in many suburbs due to the double whammy of high property prices and high interest rates.

  • Elizabeth Redman
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Craigieburn is Melbourne’s most mortgage-stressed suburb.

What life is like in Melbourne’s most mortgage-stressed suburb

Home owners are feeling the pinch, picking up extra shifts at work, cutting back on holidays and dipping into savings to keep up with repayments.

  • Alexandra Middleton
Liberal senator Andrew Bragg says Labor is running a culture war against homeownership as he argues for changes aimed at first time buyers.

The newest culture war battleground: Australian house prices

As house prices ease, the Coalition is accusing the government of starting a culture war on home owners. Labor says Liberal plans will push up interest rates.

  • Shane Wright
With the government’s passing of the Help to Buy legislation this week, there are now five feasible ways for first home buyers to get above the competition.

Five ways to get a leg up on the property ladder (including one new one)

The Help to Buy legislation passed parliament this week, giving first home buyers five feasible ways to get started.

  • Nicole Pedersen-McKinnon
A sticker on a Brisbane real estate agent’s sign delivers a silent protest over the cost of housing.

What is considered ‘affordable’ housing – and who decides?

We accept the constant calls from politicians at every level for more affordable housing, without a nationally agreed upon standard or definition.

  • Courtney Kruk

Original URL: https://www.brisbanetimes.com.au/topic/home-loans-5yb