Home loans
Opinion
Opinion
Should it be easier for the banks to give you a home loan?
If a range of sugar-hit policies spur fresh demand leading to higher property prices, ownership could remain beyond the reach of many Australians.
- by Elizabeth Knight
Latest
‘Every cent counts’: How people keep up in Sydney’s most mortgage-stressed suburb
Home owners are dipping into their superannuation, taking up second jobs and cutting out takeaway entirely to make ends meet.
- by Kristy Johnson
The type of homeowner most likely to fall behind on their mortgage
Interest rates are putting pressure on home borrowers, but some are feeling the pinch more deeply and have fewer options to manage.
- by Shona Hendley
Analysis
Negative gearing
If Albanese wants this fight, he’ll need to gear up for a big one
Negative gearing is a totemic policy because of the way any attempt at reform can be turned into an assault on aspiration or a scare about a tax grab.
- by David Crowe
This risky home loan type is on the rise as homeowners try to stay afloat
After years of high-interest rates and inflation, struggling homeowners are taking this hardship measure in the hopes of riding out the storm.
- by Sue Williams
Opinion
Mortgage brokers
Rise of the mortgage broker: Battle brews over home loan spoils
Major banks are engaged in a rearguard action to retain relationships with home loan customers, after the transformative rise of mortgage brokers.
- by Clancy Yeates
This country had ‘free’ mortgages. Now it’s coming to an end
For years, mortgages in Japan have been nearly cost-free. Homeowners are now bracing for that to change as Japan’s central bank has announced an end to the era of zero interest rates.
- by River Akira Davis and Kiuko Notoya
Suburbs where families can’t afford to pay the mortgage, and can’t afford not to
Most home owners have managed to keep up with 13 interest rate rises, but in some areas at least one in 50 borrowers are behind.
- by Elizabeth Redman
Perth’s luxury property sector flush despite global market ‘running out of steam’
The Perth property market continues to outpace all other Australian capital cities, claiming the highest recorded growth in the luxury residential sector.
- by Claire Ottaviano
Coalition proposes relaxation of HECS, lending rules to help home buyers
The federal opposition says banks need to take more risks or there will be a whole group of people unable to own a home.
- by Paul Sakkal and Millie Muroi
Updated
Earnings season
CBA chief sees economic rebound as bank posts $9.8b profit
Matt Comyn is expecting some relief for households over the next year after a post-pandemic downturn that has depleted household savings to historic lows.
- by Sumeyya Ilanbey
Original URL: https://www.brisbanetimes.com.au/topic/home-loans-5yb