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Nest egg looking a little light on? There are strategies you can use to super-charge it.

We’re nearly retired, but worry our super is too low. How can we boost it?

There are some effective strategies you can employ to supercharge your super in the last few years of your working life.

  • Noel Whittaker

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I’m chasing financial freedom. How do I escape the rat race?

Having your investment income cover your expenses is a sought-after goal. But is it really all it’s cracked up to be?

  • Paridhi Jain
Superannuation.

I’m just about to get an inheritance. How do I put it in my super?

Using inheritance to boost your super can be a great move, but be careful you don’t exceed your yearly caps.

  • Paul Benson
Even if you and your partner split the balance of your self-managed super fund, you’ll likely still be weighed down by the new super tax.

We have $8m in an SMSF. How can we avoid the new super tax?

Even if you and your partner split the balance of your self-managed super fund, you’ll likely still be affected by the new super tax.

  • Noel Whittaker
Going back to basics as an adult can make you feel silly, but it’s an important step in the process.

I’m in my late 30s, and my finances are a mess. Why can’t I fix it?

Feeling like a beginner late in life can be difficult to work through, but starting to learn and make changes are essential parts of the process.

  • Paridhi Jain
There’s a lot to be said for being mortgage-free, but keeping your loan available can also be an attractive option.

We’re in our early 50s. Should we pay off our mortgage, or wait?

There’s a lot to be said for being mortgage-free, but keeping your loan available can also be an attractive option.

  • Paul Benson
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Existing pension account holders can relax – the new super tax won’t affect you.

Will the new super tax hurt my pension account earnings?

The proposed superannuation tax means unrealised capital gains will be taxed for the first time. How will that affect retirees with their super already in pension mode?

  • Noel Whittaker
Taking your time after inheriting a large sum is smart, but if you’ve never dealt with that much money before, it can be stressful to deal with.

I’ve received a large inheritance. Why am I so scared to spend it?

Taking your time after inheriting a large sum is smart, but if you’ve never dealt with that much money before, it can be stressful.

  • Paridhi Jain
Negative gearing on property does not mean the government “subsidising a loss-making business”.

I’m 10 years off retirement. Should I focus on buying a property?

With a 10-year time frame, property is a sound investment. But it’s important to be clear on what your objectives are.

  • Paul Benson
It’s not uncommon for funds to close accounts and move your balance into cash. But don’t leave it in there too long, your returns might start to shrink.

My super fund is closing one of my accounts. What should I do?

It’s not uncommon for funds to close accounts and move your balance into cash. But leaving it there may shrink your savings.

  • Noel Whittaker

Original URL: https://www.brisbanetimes.com.au/topic/ask-an-expert-1qi