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Paul Benson is a Certified Financial Planner, and host of the Financial Autonomy podcast.

Will I regret never buying a house and just investing instead?

Will I regret never buying a house and just investing instead?

On the numbers, there’s seemingly an easy answer to your question. But can you really place a value on a roof over your head?

  • by Paul Benson

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I’m successful and well-off. Can I access my super early?

I’m successful and well-off. Can I access my super early?

There’s no way to exclude yourself from the age pension to access super early. But there are ways to plan, so your finances don’t rely on your super.

  • by Paul Benson
We can barely afford the mortgage, should we sell our investment property?

We can barely afford the mortgage, should we sell our investment property?

Knowing when to sell up from an investment property that’s costing you too much can be a difficult decision.

  • by Paul Benson
When my kids inherit my shares, how much tax will they have to pay?

When my kids inherit my shares, how much tax will they have to pay?

If your kids are likely to be paying a meaningful amount of tax, it may be advantageous for you to rebalance your portfolio.

  • by Paul Benson
Can we downsize into a more expensive home and still add to super?

Can we downsize into a more expensive home and still add to super?

There are a raft of conditions to consider when making a downsizer contribution that you need to keep in mind.

  • by Paul Benson
I’m terrified of running out of super. How do I prevent this?

I’m terrified of running out of super. How do I prevent this?

Running out of money is a common worry when people first retire, but there are many options that can guarantee you income for life.

  • by Paul Benson
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This is what good financial planning really looks like

This is what good financial planning really looks like

You might ask what a two-month sojourn in New York has to do with personal finance, but good planning goes well beyond just the numbers.

  • by Paul Benson
We’re running low on super, can we use our house equity as backup?

We’re running low on super, can we use our house equity as backup?

Downsizing and contributing the proceeds into your super has minimal limitations, but it might affect your age pension.

  • by Paul Benson
What should my daughter do with her $20,000 inheritance?

What should my daughter do with her $20,000 inheritance?

Coming into money early on in life can be a wonderful opportunity to learn about investing and financial markets.

  • by Paul Benson
Should I move from a small super fund to a major one?

Should I move from a small super fund to a major one?

While a small fund can seem like it lags bigger ones, it can still be a winner when it comes to returns.

  • by Paul Benson
I’ve paid taxes all my life. Am I entitled to a full pension?

I’ve paid taxes all my life. Am I entitled to a full pension?

Your entitlement to an age pension is determined based on need, not the amount of tax you’ve paid.

  • by Paul Benson

Original URL: https://www.brisbanetimes.com.au/by/paul-benson-p536xj